| Welcome > Rates and Calculators > Loan Rates |
Loan Rates
|
(Effective: Thursday, February 09, 2012) |
||||||
|
Program |
Term |
APR |
Monthly Payments per $1000 borrowed |
|||
|---|---|---|---|---|---|---|
|
|
|
10.000% |
$32.27 |
|||
|
|
10.000% |
$25.36 |
||||
|
|
10.000% |
$21.26 |
||||
|
||||||
|
|
|
10.000% |
$32.27 |
|||
|
|
10.000% |
$25.36 |
||||
|
|
10.000% |
$21.25 |
||||
| *Rates stated reflect lowest current rate for stated term. Annual Percentage Rate (APR) subject to change without notice. Other rates and terms are available. Rate shown is for members with an "active" checking account ("active" checking is a minimum of six transactions per month and direct deposit). Add .50% to rate if account does not meet "active" checking requirements. This discounted rate applies to new loans only. Payments do not reflect the addition of Payment Protection. | ||||||
|
(Effective: Thursday, February 09, 2012) |
||||||
|
Program |
Term |
APR |
Monthly Payments per $1000 borrowed |
|||
|---|---|---|---|---|---|---|
|
|
|
6.500% |
$86.30 |
|||
|
|
6.500% |
$44.55 |
||||
|
|
6.500% |
$30.65 |
||||
|
|
6.500% |
$23.72 |
||||
| *Rate shown is for members with an "active" checking account ("active" checking is a minimum of six transactions per month and direct deposit). Add .50% to rate if account does not meet "active" checking requirements. This discounted rate applies to new loans only. Loan terms up to 4 years. Maximum amount that can be borrowed is $25,000. To be used for purchasing heating equipment such as: Furnace, Oil Burner, Oil Tank, Water Heater... See a Loan Representative for more details. Payments do not reflect the addition of Payment Protection. | ||||||
|
(Effective: Thursday, February 09, 2012) |
||||||
|
Program |
Term |
APR |
Monthly Payments per $1000 borrowed |
|||
|---|---|---|---|---|---|---|
|
|
10.240% |
$32.38 |
|||
|
|
10.240% |
$25.48 |
||||
|
|
10.240% |
$21.37 |
||||
|
|
||||||
|
|
|
8.000% |
|
|||
| *Rates stated reflect lowest current rate for stated term. Rate shown is for members with an "active" checking account ("active" checking is a minimum of six transactions per month and direct deposit). Add .50% to rate if account does not meet "active" checking requirements. This discounted rate applies to new loans only. **The Annual Percentage Rate (APR) is variable based on the Prime Rate as published in the Wall Street Journal five days prior to the end of the month. APR will never be more than 18% or less than 8% for the remaining life of the loan after the initial fixed period. No minimum loan amount. Maximum loan is determined at opening based on credit score but not to exceed $25,000. Other restrictions may apply. | ||||||
|
(Effective: Thursday, February 09, 2012) |
||||||
|
Program |
Term |
APR |
Monthly Payments per $1000 borrowed |
|||
|---|---|---|---|---|---|---|
|
|
|
7.990% |
$45.22 |
|||
| *Parent/Guardian required as cosigner for those under age 18. College Book and Computer Loans require proof of college attendance and are available for those ages 17-25. Maximum Loan $2,500. Other restrictions may apply. Membership available to anyone who works or lives in RI or New London County CT- requires a $5.00 deposit into a Share Savings Account. | ||||||
|
(Effective: Thursday, February 09, 2012) |
|||||
|
Program |
APR |
Monthly Payments per $1000 borrowed |
|||
|---|---|---|---|---|---|
|
|
9.990% |
$87.91 |
|||
| *Mandatory Active checking with direct deposit and auto pay. Rate stated reflects lowest current rate for stated term. $2,500 maximum loan amount. One year maximum term. ("active" checking is a minimum of six transactions per month and direct deposit). | |||||
©2012 Westerly Community Credit Union
Your savings are federally insured to at least $250,000 and backed by
the full faith and credit of the NCUA, a U.S. Government Agency.
Home Mortgage Disclosure Act Notice The HMDA data about our residential mortgage lending are available for review. The data shows geographic distribution of loans and applications; race, gender, and income of applicants and borrowers; and information about loan approvals and denials. Inquire at either office regarding where HMDA data may be inspected.