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Checking and Savings

Certificates & IRAs

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Certificates of Deposit (CDs)

Fixed terms earn higher interest.

  • 3 month - 60 month terms.
  • $500 minimum to open.

Individual Retirement Accounts (IRAs)

Open a Traditional, Roth or Education IRA

  • IRA Savings Account
    • $25 to open.
    • No monthly service charges.
    • Any deposit amount allowed at any time.
       
  • IRA Certificates of Deposit
    • Terms range from 3 months to 60 months.
    • $500 minimum to open.

Premier 3 Month CD Special
Effective Date: Monday, February 24th, 2020
TermRateAPY*Minimum Daily Balance to earn APY
3 Months 1.04% 1.050% $500 to $24,999.99
  1.29% 1.300% $25,000 to $49,999.99
  1.54% 1.550% $50,000 and above


13 Month CD/IRA Special
Effective Date: Monday, February 24th, 2020
TermRateAPY*Minimum Daily Balance to earn APY
13 Months 1.14% 1.150% $2,500 to $24,999.99
  1.39% 1.400% $25,000 to $49,999.99
  1.64% 1.650% $50,000 and above

*Annual Percentage Yield (APY) is subject to change without notice. Other rates and terms available. Minimum deposit $2,500 for the 13 month tiered CD/IRA. A penalty will be imposed for early withdrawal. Members Advantage does not apply.

Certificates of Deposit
Effective Date: Monday, February 24th, 2020
TermRateAPY*Minimum Daily Balance to earn APY
3 Months 0.15% 0.150% $500.00
6 Months 0.20% 0.200% $500.00
12 Months 0.45% 0.450% $500.00
18 Months 1.74% 1.750% $500.00
24 Months 1.74% 1.750% $500.00
36 Months 0.75% 0.750% $500.00
48 Months 1.00% 1.000% $500.00
60 Months 1.49% 1.500% $500.00

*Annual Percentage Yield (APY) is subject to change without notice. A penalty will or may be imposed for early withdrawal. $500 minimum balance to open. Those in the Members Advantage program, please contact a Financial Services Representative for rates.


IRAs
Effective Date: Monday, February 24th, 2020
TermRateAPY*Minimum Daily Balance to earn APY
3 Months 0.15% 0.150% $500.00
6 Months 0.20% 0.200% $500.00
12 Months 0.45% 0.450% $500.00
18 Months 1.74% 1.750% $500.00
24 Months 1.74% 1.750% $500.00
36 Months 0.75% 0.750% $500.00
48 Months 1.00% 1.000% $500.00
60 Months 1.49% 1.500% $500.00

*Annual Percentage Yield (APY) is subject to change without notice. A penalty will or may be imposed for early withdrawal. $500 minimum balance to open. Those members in the Members Advantage program, please contact a Financial Services Representative for rates.

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