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Checking and Savings

Certificates & IRAs

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Certificates of Deposit (CDs)

Fixed terms earn higher interest.

  • 3 month - 60 month terms.
  • $500 minimum to open.

Individual Retirement Accounts (IRAs)

Open a Traditional, Roth or Education IRA

  • IRA Savings Account
    • $25 to open.
    • No monthly service charges.
    • Any deposit amount allowed at any time.
       
  • IRA Certificates of Deposit
    • Terms range from 3 months to 60 months.
    • $500 minimum to open.

7 Month CD/IRA Special
Effective Date: Thursday, March 21st, 2019
TermRateAPY*Minimum Daily Balance to earn APY
7 Months 1.98% 2.000% $500 to $4,999.99
  2.23% 2.250% $5,000 to $9,999.99
  2.48% 2.500% $10,000 and above

*Annual Percentage Yield (APY) is subject to change without notice. Other rates and terms available. Minimum deposit $500 for the 7 month CD/IRA. A penalty will be imposed for early withdrawal. 7 Month CD/IRA requires WCCU checking account. Members Advantage does not apply.



15 Month CD/IRA Special
Effective Date: Thursday, March 21st, 2019
TermRateAPY*Minimum Daily Balance to earn APY
15 Months 1.98% 2.000% $500 to $4,999.99
  2.23% 2.250% $5,000 to $9,999.99
  2.48% 2.500% $10,000 and above

*Annual Percentage Yield (APY) is subject to change without notice. Other rates and terms available. Minimum deposit $500 for the 15 month tiered CD/IRA. A penalty will be imposed for early withdrawal. Members Advantage does not apply.


27 Month CD/IRA Special
Effective Date: Thursday, March 21st, 2019
TermRateAPY*Minimum Daily Balance to earn APY
27 Months 2.48% 2.500% $2,500 to $24,999.99
  2.72% 2.750% $25,000 to $49,000.99
  2.96% 3.000% $50,000 and above

*Annual Percentage Yield (APY) is subject to change without notice. Other rates and terms available. Minimum deposit $2500 for the 27 month tiered CD/IRA. A penalty will be imposed for early withdrawal. Members Advantage does not apply.


Certificates of Deposit
Effective Date: Thursday, March 21st, 2019
TermRateAPY*Minimum Daily Balance to earn APY
3 Months 0.15% 0.150% $500.00
6 Months 0.20% 0.200% $500.00
12 Months 0.45% 0.450% $500.00
18 Months 0.55% 0.550% $500.00
24 Months 0.75% 0.750% $500.00
36 Months 0.75% 0.750% $500.00
48 Months 1.00% 1.000% $500.00
60 Months 1.49% 1.500% $500.00

*Annual Percentage Yield (APY) is subject to change without notice. A penalty will or may be imposed for early withdrawal. $500 minimum balance to open. Those in the Members Advantage program, please contact a Financial Services Representative for rates.


IRAs
Effective Date: Thursday, March 21st, 2019
TermRateAPY*Minimum Daily Balance to earn APY
3 Months 0.15% 0.150% $500.00
6 Months 0.20% 0.200% $500.00
12 Months 0.45% 0.450% $500.00
18 Months 0.55% 0.550% $500.00
24 Months 0.75% 0.750% $500.00
36 Months 0.75% 0.750% $500.00
48 Months 1.00% 1.000% $500.00
60 Months 1.49% 1.500% $500.00

*Annual Percentage Yield (APY) is subject to change without notice. A penalty will or may be imposed for early withdrawal. $500 minimum balance to open. Those members in the Members Advantage program, please contact a Financial Services Representative for rates.

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