Westerly Community Credit Union Checking Account Comparison

	eChecking	Free Checking (ages 14 and older*)	Interest Checking
Minimum Opening Balance	$10	$10	$10
Minimum Balance Required to avoid Monthly fee	None	None	$2,500
Monthly Fee	None	None	$10
Rate Tiers	$0 - $19,999.99 $20,000 and greater	None	$0 - $2,499.99 $2,500 - $9,999.99 $10,000 - $49,999.99 $50,000 - and greater
Foreign ATM Fees (other financial institution ATMs**)	Free ATMs. Up to $20/month fee rebates (incurred by other ATM owners).*	Free ATMs**	Free ATMs**
Direct Deposit Required	Yes. See requirements below.	No	No
Transaction Fees	None	None	None
Additional Benefits: Online Banking Bill Pay eStatements ATM/Debit Access Checks	Other: To receive interest, the following criteria must be met monthly: Complete one or more Direct Deposit or ACH transfers totaling a minimum of $500 Complete 10 PIN or signature based Debit Card Transactions Sign up and active eStatements	Free Free Free Yes	Free Free Free Yes
Mistakes happen. Is your account covered from overdrafts caused by ATM and everyday debit card transactions? Click here for more info
For more information about our products & services, please visit any office, or call 401.596.7000 to speak with a Financial Services Representative.

*Free Checking - Parent/Guardian required on checking account if under the age of 18. **Other financial institutions may charge a fee for using their ATMs. ***WCCU will rebate these ATM fees up to $20 with proper receipts submitted once per month. Ask a Financial Services Representative for our Complete Account Disclosure and/or Fee Schedule for more details. Federally insured by NCUA.

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WCCU Checking Account Comparison