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WCCU Checking Account Comparison

  eChecking

Free Checking
(ages 14 and older*)

Interest Checking

Minimum Opening Balance $10 $10 $10
Minimum Balance Required
to avoid Monthly fee
None None $2,500
Monthly Fee None None $10
Rate Tiers $0 - $19,999.99
$20,000 and greater
None $0 - $2,499.99
$2,500 - $9,999.99
$10,000 - $49,999.99
$50,000 - and greater
Foreign ATM Fees
(other financial institution ATMs**)

Free ATMs.**
Up to $20/month fee rebates (incurred by other ATM owners).***

Free ATMs**

Free ATMs**

Direct Deposit Required Yes. See requirements below. No No
Transaction Fees None None None
Additional Benefits:
eBanking
Bill Pay
eStatements
ATM/Debit Access Checks

Other:
To receive interest, the following criteria must be met monthly:

  • Complete one or more Direct Deposit or ACH transfers totaling a minimum of $500
  • Complete 10 PIN or signature based Debit Card Transactions
  • Sign up and active eStatements
Free
Free
Free
Yes
Free
Free
Free
Yes
Mistakes happen. Is your account covered from overdrafts
caused by ATM and everyday debit card transactions?
Click here for more info
For more information about our products & services, please visit any office, or call 401.596.7000 to speak with a Financial Services Representative.

*Free Checking - Parent/Guardian required on checking account if under the age of 18. **Other financial institutions may charge a fee for using their ATMs. ***WCCU will rebate these ATM fees up to $20 with proper receipts submitted once per month. Ask a Financial Services Representative for our Complete Account Disclosure and/or Fee Schedule for more details. Insured by NCUA.

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