We can help provide the financing you need to make all your dreams come true! Click here to view our current rates!
Every day WCCU helps members save money by offering lower interest rates on loans. Our online Click-Compare-Save calculator lets you instantly see your potential monthly savings when you move your loans to WCCU!
Can we beat your current rate? Click here to get started!
Car Loans – New or Used
- Low rates for a car that is new or new to you, also refinancing!
- Monthly payments you can afford.
- Convenient 100% Financing.
- Protect your family from debt!
- GAP Advantage – Waives the difference between your primary insurance company’s settlement and the payoff of your loan.*
- Mechanical Breakdown Insurance – Designed to help pay for expensive repairs on major components of your vehicle.*
- Loan Payment Protection – Provide financial security to your family for pennies a day.
We also offer Motorcycle, Boat & Home Improvement Loans!
|Auto Loan Rates|
|Effective Date: Tuesday, January 28th, 2020|
|Program||Term||APR*||Monthly Payments per $1000 borrowed|
|New-Used Auto Loans 2017 and Newer|
|New Auto Loans 2018 and Newer|
|Used Auto Loans 2014 - 2017|
|Used Auto Loans 2013 and Older|
|Motorcycle Loan 2013 and Newer|
*Annual Percentage Rate (APR) is subject to change without notice. Rate shown is for members with an “A” credit score of 680 or above and an “active” checking account (“Active” checking is 6 transactions or more per month and direct deposit). Add .50% to rate if account does not meet "active" checking requirements. Payments do not reflect any additional cost for Payment Protection. Refinancing for new loans only. Rates subject to change. Other rates and terms available.Go to main navigation