Westerly Community Credit Union Go to main content

Consumer Loans

We can help provide the financing you need to make all your dreams come true! Click here to view our current rates!

Every day WCCU helps members save money by offering lower interest rates on loans. Our online Click-Compare-Save calculator lets you instantly see your potential monthly savings when you move your loans to WCCU! 

Can we beat your current rate? Click here to get started!

Auto Loans

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Car Loans – New or Used

We also offer Motorcycle, Boat & Home Improvement Loans!

Auto Loan Rates
Effective Date: Tuesday, January 28th, 2020
ProgramTermAPR*Monthly Payments per $1000 borrowed
New-Used Auto Loans 2017 and Newer
  6 years 2.490% $14.97
New Auto Loans 2018 and Newer
  3 years 1.990% $28.65
  4 years 1.990% $21.70
  5 years 1.990% $17.53
Used Auto Loans 2014 - 2017
  3 years 1.990% $28.65
  4 years 1.990% $21.70
  5 years 1.990% $17.53
Used Auto Loans 2013 and Older
  4 years 4.690% $22.90
Motorcycle Loan 2013 and Newer
  3 years 6.990% $30.88
  4 years 6.990% $23.95
  5 years 6.990% $19.81

*Annual Percentage Rate (APR) is subject to change without notice. Rate shown is for members with an “A” credit score of 680 or above and an “active” checking account (“Active” checking is 6 transactions or more per month and direct deposit). Add .50% to rate if account does not meet "active" checking requirements. Payments do not reflect any additional cost for Payment Protection. Refinancing for new loans only. Rates subject to change. Other rates and terms available.

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