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About Westerly Community Credit Union

Westerly Community Credit Union is a full service financial institution offering an array of products and services from checking, savings and investment services, to car loans and home mortgages.

History of Westerly Community Credit Union

Who are we?
Started in 1948, Westerly Community Credit Union (WCCU) has grown to a $248 million financial institution with over 17,000 members. Our members are served by 65 employees via 4 branches in RI; 2 in Westerly, 1 in Richmond, and 1 in South Kingstown; as well as a Mortgage Office in Middletown RI. 

Westerly Community Credit Union is guided by a board of 12 member elected directors who serve three-year terms and represent the voice of all members between Annual Meetings.

Recently, WCCU was awarded 1st place as the fastest-growing and most innovative company in the State of RI by the Providence Business News and throughout our growth, our priority is still to always put our members 1st and do all that we can to help them financially succeed. 

How do we help our members achieve financial success? 
By offering a full line of deposit & lending products at competitive rates with low-to-no fees. This includes a multitude of mortgage products and the best in high tech online services, such as: online mortgage & loan applications, Free online & mobile banking with free bill pay, remote check deposit, eStatements, Bank to bank transfers, etc.. We are also proud of our free, unique program called Take the Challenge that helps identify your financial goals, reviews your credit report, and starts a plan to help you reach those goals- over 3,500 members have taken advantage of it to date. 
 
Community involvement is, and always will be, a strong focus of WCCU. Last year WCCU donated to over 100 local organizations, charities, and events. WCCU also supports local schools largely through our annual Basketball Tournament (solely sponsored since 1984), Investment in Youth Volunteer Program, and financial literacy programs: Save for America School Savings program (elementary schools), the Everfi Online Financial Literacy Program, CU4Reality Financial Literacy Fairs, and Cemark financial literacy booklets (high schools).


Membership is available to anyone who lives or works in RI & New London County, CT and maintains a minimum balance of $5 in any deposit account (School Savings and Holiday Club Accounts do not qualify).

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