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Resources

Financial education is very important to us. Please take a moment to browse through our selected materials. If you have specific need, please don't hesitate to contact us.

If you are interested in having one of our staff members speak at your location on a specific topic, please contact Kim Gates, Financial Education Officer, at (401) 596.7000 x2124.

Podcast

Take the Challenge logo

Life is challenging and knowing your finances are in good shape has never been more important.
The Take the Challenge program is designed to identify your financial goals and determine ways to achieve them.

How Does It Work?
It’s as simple as 1-2-3

1. Rate your priorities

Fill out and submit our secure electronic Take the Challenge Worksheet. This worksheet will help you rank your financial priorities/goals in order of importance. Examples of priorities are:

  • Finding more “room” in your budget
  • Establishing an emergency savings
  • Saving for your children’s education
  • Saving for retirement
  • Savings to purchase, build or remodel a home 
  • Fixing or building your credit

2. Free credit report review

Meet with a WCCU Financial Services Officer (FSO) to review your finances. This is a perfect opportunity to view your current financial situation and your current credit score. Knowing where you stand financially will help guide your path towards achieving your goals.

3. Find ways to reach your goals

Finally, our FSOs will search for ways within your credit report to reach the priorities you’ve set in the Take the Challenge Worksheet. They analyze your current finances with your goals in mind and present a plan to help you achieve them- perhaps ways to reduce your debt, re-allocate your savings, lower rates, consolidate accounts etc...

To get started, please complete and submit the following:

(If you wish to save or print the worksheets you must do so before submitting)

Take the Challenge Secure Online Worksheet

(Helps to determine your financial priorities/goals)

Take the Challenge Secure Online Budget Worksheet (optional)
(Helps to develop a budget)

Call us at 401.596.7000 or Email us to set up an appointment today - please note email is not secure.

For printable worksheets, please click here. Bring the completed worksheets to any WCCU Branch Location to get started.

Identity theft is far too common. If you suspect that your personal information has been compromised, please use our Reporting Identity Theft Checklist as a guideline to get the process started. It also features tips on how to prevent identity theft in the future.

Can we beat your current rate?
Mortgage - Home Equity - Credit Card - Personal - Auto


podcast

Community News Newsletter

Community News keeps our members up to date with current specials, informational articles and local community events! Click on a link below to download a copy today!

Newsletters
November 2020
October 2020
September 2020
August 2020
July 2020
June 2020
May 2020
April 2020
March 2020
March WCCU Cares 2019 Donations Insert
February 2020
February Basketball Tournament Results Insert
January 2020
December 2019
November 2019

Identity theft is far too common. If you suspect that your personal information has been compromised, please use our Reporting Identity Theft Checklist as a guideline to get the process started. It also features tips on how to prevent identity theft in the future.

Credit Counseling Services

Not sure if you are in over your head with your Personal or Business finances? Take the first step with WCCU's Take the Challenge Program and fill out a secure electronic Personal Take the Challenge Worksheet or Business Take the Challenge Worksheet. We will help you review your financial priorities and find ways to help you achieve financial success.

Need to develop a budget but not sure where to start? Use our Budget Worksheet, or come into any office and we'll help you get started.

If your needs are more extensive, we recommend for you contact Money Management International. A Credit Counselor can help you whether online, in person or on the telephone, assess your finances and work with you to create a livable budget to balance income with expenses.

Money Management International
501 Centerville Rd. (2nd Floor)
Warwick, RI 02886
800.208.2227

Visit www.moneymanagement.org to access MMI's Education Center for money management tools:

  • Credit Education
  • Budgeting
  • Online Articles
  • Helpful Links
  • Teacher Resources
  • and more...

Are you currently struggling with your WCCU loan?
For more information on what options are available, please contact Julie Lefebvre, Director of Asset Quality, at 401.596.7000 x2147 or by email at jlefebvre@westerlyccu.com - please note email is not secure.

Identity theft is far too common. If you suspect that your personal information has been compromised, please use our Reporting Identity Theft Checklist as a guideline to get the process started. It also features tips on how to prevent identity theft in the future.

Retirement & Investment Planning

Whether you are planning for retirement, setting up your children's college fund, in need of a second opinion, looking to improve your portfolio, or setting up your SEP/401(k) plans for employees MEMBERS Financial Services can help! The MEMBERS Financial Services program is offered through CUNA Brokerage Services, Inc.*, a broker/dealer focused on serving credit union members. CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group.

Services offered:

  • Insurance Planning
  • Education Funding
  • Mutual Funds
  • Retirement Planning
  • Business Planning
  • Stocks/Bonds
  • Investment Planning

MEMBERS Financial Services consultations are available to members at no cost with no obligation. For an appointment to discuss your financial future or for a second opinion, call Wayne Lagasse, Vice President, Wealth Management, at (401) 596-7000, ext. 2112, stop into our main office at 122 Granite St. in Westerly or email him at wayne.lagasse@cunamutual.com - please note email is not secure.

Check the background of this investment professional on FINRA's BrokerCheck.

My Financial Center
My Financial Center is your online source for valuable information about investments, retirement planning and much more.
Click here to get started!

*The MEMBERS Financial Services program is offered through CUNA Brokerage Services, Inc.*, a broker/dealer focused on serving credit union members. CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group. For more information about CUNA Brokerage Services, Inc., please visit cunabrokerage.com. MEMBERS Financial Services Financial Professionals are registered representatives of CUNA Brokerage Services, Inc. Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty States of the United States of America. FR-2627718.1-0719-0821

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