WCCU VISA® Credit Cards
WCCU offers VISA® Credit Cards to meet all of your credit needs. Every WCCU VISA® Credit Card comes with a low rate, no hidden fees and an easy balance transfer option.
Please select from the tabs below to find out which card best fits your needs.
WCCU VISA® Credit Card Benefits:
- No Annual Fee*
- Low Interest Rate
- Easy Balance Transfers
- 24 Hour ATM Access for Cash Advances
- Accepted Worldwide
- Emergency Card Replacement
- 24 Hour Member Service
Card Payment Options:
- Online Banking
- Mobile Banking
- VISA® Credit Card App
- Automatic Transfer
- Telephone
- In Branch
Download our Free WCCU VISA® Credit Card App today!
Rewards VISA®
Apply Now Balance Transfer Form
Apply Now Balance Transfer Form
WCCU’s Rewards Platinum VISA® Credit Card allows you to earn excellent rewards!
Rewards points can be redeemed for cash back, airline travel or merchandise available through CURewards® Mall.
The Cash Back option allows you to:
- Pay your WCCU credit card bill
- Transfer it into a WCCU deposit account
- Donate it to one of the following charities: March of Dimes, Special Olympics, American Red Cross, United Way or American Cancer Society
Additional card benefits:
- 0.00% introductory APR** for new cardholders on purchases and balance transfers for first fifteen months
- Currently at a low rate of 11.15% variable APR** for cash advances
- Earn 2x points when purchases are made in Washington County, RI and New London County, CT
- Credit lines from $500 to $25,000
- Free Travel and Accident Insurance up to $100,000 of coverage***
- 2,500 Bonus Points the first time you use your card
CURewards® Helpful Hints (PDF)
CURewards® Disclosure and Agreement (PDF)
*,**,***WCCU Rewards Platinum VISA® Credit Card Cardholder Disclosure and Agreement (PDF)
WCCU Rewards Platinum VISA® Credit Card Printable Application (PDF)
***The Free Travel and Accident Insurance is offered, administered and underwritten by Central States Indemnity Co. of Omaha and also underwritten by Central States Health & Life Co. of Omaha, both of Omaha, Nebraska. For more information about this insurance program or to file a claim, call toll-free 1-800-445-6500. This Payment Protection Plan is not a deposit in the Westerly Community Credit Union; not NCUA insured; not insured by any federal government agency; and not guaranteed by the Westerly Community Credit Union.
To redeem your CURewards® points, visit CURewards.com by clicking here!
Credit Card Surcharge Notice (PDF)
Creidt Card Surcharge FAQ (PDF)