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Checking and Savings

Savings & Money Market

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Open Account Now

Whether you are planning for retirement, thinking about an emergency fund, or starting an education fund, we have the great rates and flexible terms needed to put you on the right track.

View our Comparison Chart of all Savings Accounts.

Share Savings

  • Will establish membership with a $5 deposit.
  • ATM, Online & Mobile Banking access.
  • No monthly service charges.

Rewards Savings Account

Your WCCU loan balances count toward your rate tier!

  • Will establish membership with a $5 deposit.
  • ATM, Online & Mobile Banking access.
  • Rate based on total balances with WCCU - including Savings & Loans (excluding 1st Mortgages).
  • No minimum balance requirements.
  • No monthly service charges.

Interest Money Market

Earn higher interest.

  • $25 monthly service charge waived if balance of $10,000 or more is maintained.
  • Balances of $75,000 or more earn our highest rate.

Savings & Money Market Accounts
Effective Date: Saturday, January 19th, 2019
ProgramRateAPY*Minimum Daily Balance to earn APY
Share Account
  0.05% 0.050% $0.00 to $4,999.99
  0.05% 0.050% $5,000.00 to $49,999.99
  0.05% 0.050% $50,000.00 and above
Includes WCCU Kids Club and Youth Share Savings Account. $5 min. to open - establishes membership.
IRA Savings Account
  0.25% 0.250% $0.00 to $4,999.99
  0.25% 0.250% $5,000.00 to $9,999.99
  0.50% 0.500% $10,000.00 and above
$25 Minimum balance to open. Consult your tax advisor to make sure you qualify for tax deductibility of IRA contributions.
Rewards Savings Account
  0.10% 0.100% $0.00 to $9,999.99
  0.15% 0.150% $10,000.00 to $49,999.99
  0.20% 0.200% $50,000.00 to $99,999.99
  0.25% 0.250% $100,000.00 to $199,999.99
  0.30% 0.300% $200,000.00 and above
No monthly service charges. Rate based on total balances under Primary Owner’s number- savings and loans (excluding 1st Mortgages). Interest is compounded & posted monthly based on total balances shown on last business day of the month. $5 min. to open - establishes membership.
Interest Money Market Account
  0.10% 0.100% $0.00 to $2,499.99
  0.10% 0.100% $2,500.00 to $4,999.99
  0.15% 0.150% $5,000.00 to $24,999.99
  0.25% 0.250% $25,000.00 to $74,999.99
  0.25% 0.250% $75,000.00 and above
Minimum to open is $2,500. No monthly service charge if minimum balance of $10,000 is maintained, otherwise there is a $25.00 monthly fee.

*Annual Percentage Yield (APY) is subject to change without notice. Fees may reduce earnings.

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