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Although we will miss seeing you at the branch, we understand time is valuable! Our eBanking platform offers everything you need to get your banking done whether you are on your phone, tablet or desktop computer! We also have a couple out of the box favorites that we think you'll love! Ready to get started? 

Enroll Now    Login Now   eBanking FAQ
Enroll Now    Login Now   eBanking FAQ

Great New Features:

  • Create & Track Savings Goals
  • Budgeting Tools to Track Your Spending
  • Customize Your Dashboard
  • Manage Your WCCU VISA® Credit Card
  • Instantly Lock/Unlock Your Cards
  • Get Instant and Personalized Alerts
  • Place Travel Notices on Your Cards

Necessary Functions:

  • Deposit Checks
  • Apply For A Loan/Open An Account
  • Pay Bills & Loans
  • Transfer Funds
  • Sign Up & Access Your eStatements
  • Check Account Balances & Transaction History
  • Advanced Security

A couple tips to Enroll:

  • You will need your Social Security Number, Date of Birth and Member Number.
  • You will receive a text or email to verify your identity, so be sure your contact info. is up to date.
  • If you have chosen email as your verification method and haven't seen it, check SPAM
    • It will be from donotreply@mail.online.westerlyccu.com
  • New businesses cannot self-register. Please call 401.596.7000 and we will be happy to assist you.

Don't forget to download our Mobile App for your iPhone®, iPad® or Android™ !

  • Once you are in, setup your WCCU Debit and Credit Cards in your digital wallet and check out just how easy it is to deposit a check!

WCCU Mobile App

Want some Online Security Tips? Click here to get started!

Be a part of our online community!

Find us on Facebook!InstagramFollow us on Twitter! Linked In

*Standard messaging, airtime, and data charges may apply. Availability subject to carrier limitations and phone capabilities.

Credit Counseling Services

Not sure if you are in over your head with your Personal or Business finances? Take the first step with WCCU's Take the Challenge Program and fill out a secure electronic Personal Take the Challenge Worksheet or Business Take the Challenge Worksheet. We will help you review your financial priorities and find ways to help you achieve financial success.

Need to develop a budget but not sure where to start? Use our Budget Worksheet, or come into any office and we'll help you get started.

If your needs are more extensive, we recommend for you contact Money Management International. A Credit Counselor can help you whether online, in person or on the telephone, assess your finances and work with you to create a livable budget to balance income with expenses.

Money Management International
501 Centerville Rd. (2nd Floor)
Warwick, RI 02886

Visit www.moneymanagement.org to access MMI's Education Center for money management tools:

  • Credit Education
  • Budgeting
  • Online Articles
  • Helpful Links
  • Teacher Resources
  • and more...

Are you currently struggling with your WCCU loan?
For more information on what options are available, please contact Julie Lefebvre, Director of Asset Quality, at 401.596.7000 x2147 or by email at jlefebvre@westerlyccu.com - please note email is not secure.

Identity theft is far too common. If you suspect that your personal information has been compromised, please use our Reporting Identity Theft Checklist as a guideline to get the process started. It also features tips on how to prevent identity theft in the future.

Take the Challenge logo

Life is challenging and knowing your finances are in good shape has never been more important.
The Take the Challenge program is designed to identify your financial goals and determine ways to achieve them.

How Does It Work?
It’s as simple as 1-2-3

1. Rate your priorities

Fill out and submit our secure electronic Take the Challenge Worksheet. This worksheet will help you rank your financial priorities/goals in order of importance. Examples of priorities are:

  • Finding more “room” in your budget
  • Establishing an emergency savings
  • Saving for your children’s education
  • Saving for retirement
  • Savings to purchase, build or remodel a home 
  • Fixing or building your credit

2. Free credit report review

Meet with a WCCU Financial Services Officer (FSO) to review your finances. This is a perfect opportunity to view your current financial situation and your current credit score. Knowing where you stand financially will help guide your path towards achieving your goals.

3. Find ways to reach your goals

Finally, our FSOs will search for ways within your credit report to reach the priorities you’ve set in the Take the Challenge Worksheet. They analyze your current finances with your goals in mind and present a plan to help you achieve them- perhaps ways to reduce your debt, re-allocate your savings, lower rates, consolidate accounts etc...

To get started, please complete and submit the following:

(If you wish to save or print the worksheets you must do so before submitting)

Take the Challenge Secure Online Worksheet

(Helps to determine your financial priorities/goals)

Take the Challenge Secure Online Budget Worksheet (optional)
(Helps to develop a budget)

Call us at 401.596.7000 or Email us to set up an appointment today - please note email is not secure.

For printable worksheets, please click here. Bring the completed worksheets to any WCCU Branch Location to get started.

Identity theft is far too common. If you suspect that your personal information has been compromised, please use our Reporting Identity Theft Checklist as a guideline to get the process started. It also features tips on how to prevent identity theft in the future.

Retirement & Investment Planning

Whether you are planning for retirement, setting up your children's college fund, in need of a second opinion, looking to improve your portfolio, or setting up your SEP/401(k) plans for employees MEMBERS Financial Services can help! The MEMBERS Financial Services program is offered through CUNA Brokerage Services, Inc.*, a broker/dealer focused on serving credit union members. CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group.

Services offered:

  • Insurance Planning
  • Education Funding
  • Mutual Funds
  • Retirement Planning
  • Business Planning
  • Stocks/Bonds
  • Investment Planning

MEMBERS Financial Services consultations are available to members at no cost with no obligation. For an appointment to discuss your financial future or for a second opinion, call Wayne Lagasse, Vice President, Wealth Management, at (401) 596-7000, ext. 2112, stop into our main office at 122 Granite St. in Westerly or email him at wayne.lagasse@cunamutual.com - please note email is not secure.

Check the background of this investment professional on FINRA's BrokerCheck.

My Financial Center
My Financial Center is your online source for valuable information about investments, retirement planning and much more.
Click here to get started!

*The MEMBERS Financial Services program is offered through CUNA Brokerage Services, Inc.*, a broker/dealer focused on serving credit union members. CUNA Brokerage Services, Inc. is an affiliate of CUNA Mutual Group. For more information about CUNA Brokerage Services, Inc., please visit cunabrokerage.com. MEMBERS Financial Services Financial Professionals are registered representatives of CUNA Brokerage Services, Inc. Representatives are registered, securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, which is not an affiliate of the credit union. CBSI is under contract with the financial institution to make securities available to members. Not NCUA/NCUSIF/FDIC insured, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. CUNA Brokerage Services, Inc. is a registered broker/dealer in all fifty States of the United States of America. FR-2627718.1-0719-0821

Identity theft is far too common. If you suspect that your personal information has been compromised, please use our Reporting Identity Theft Checklist as a guideline to get the process started. It also features tips on how to prevent identity theft in the future.

Member Discounts

Please enjoy these money saving discounts offered to all WCCU Members! These are just one more great benefit of Membership at WCCU!

Attention all WCCU Business Members:
Click here to get a coupon form to advertise your WCCU business for free!* 



Amity Electric
10% Off the Cost of Your First Project (not including materials)

Amps, Volts, & Watts LLC
5% Discount Off All Items
401.596.4283 or 860.329.2325


Brumble Bikes
$10 Donation to the Charlestown Animal Shelter with Any Bike Purchase


Campbell D. Field, Esq. Attorney at Law
10% Off On All Services

Coastline Window Treatments
30% Off Blinds or Shades

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Dippers Packing Co., Inc.
10% Off Purchases Over $25 & 15% Off Purchases Over $40


Education by Entertainment
20% Off Small Business, Youth Group or Family Events

10% Off Timing Belt Replacement

Evering Electric
10% Off Your First Sonos® Wireless Audio Purchase

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Gary Burdick & Son
20% Off A Gallon of XD30, XD50, or XD 100 Evinrude Outboard Oil

Gray's Boat Yard Inc.
10% Off Boating & Fishing Gear
401.348.8689 ~ 91 Watch Hill Rd. Westerly, RI

Grey Sail Brewing of RI
100% Donation to the Misquamicut Beach Recovery Efforts of the Greater Westerly Chamber Foundation

Guardian Fuel
One Year Free Monitoring with installation of OnWatch SecureHeat System 32

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Hannah Redd, DA, LAc
$10 Off Initial Acupuncture Visit


Incredible Threads
10% Off Any Handmade Item or Alteration Service

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J.Mack Studios
Free Hooded Sweatshirt with First Order


Karen Small, LMT
20% Off Introductory Therapeutic Massage

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Luckyfoot Ranch
$20 of Extra Vouchers when you spend $250 on CSA.


Madison Signs Plus
5% Off Any Order

Midtown Salon
10% Off Any Service for New Clients

Midway Pizza House
2 Large Cheese Pizzas $17.99 & $2 Off A Full Sheet Pizza

MPG Mechanical
A Cooling and Heating Company

10% Off All Parts

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Pete's Grocery
1 Free Large Coffee with any Purchase
401.377.8109 ~ 244 Ashaway Rd. Bradford, RI 02808

Professional Outsourcing LLC
15% Off the first month of service


Rebecca J. Woodward, D.M.D.& Adam S. Kaufman, D.M.D.
Free Oral B Vitality Electric Toothbrush (New Patients with Comprehensive Exam and Cleaning)

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Sandy Bliven Enterprises
$200 Off On Appraisal with Home Purchase

Selective Design Fabrics
$100 Off Fabric Order or Shade and Blind Order

Six Gables Designs
20% Off Any Order

South County Philatelics
10% Off First Purchase of Any Amount
401.377.2238 ~ Bradford, RI


Tobias Goodman Cameras
5% Donation to Any Charity that the Customer Picks

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*To participate in the coupon advertisements, you must be a WCCU business member with all accounts in good standing. Membership is available to anyone who lives or works in RI & New London County CT and opens a $5.00 Business Share Savings Account. The discounts offered are not discounts of the credit union, nor are the company’s affiliates of the credit union.

Community News Newsletter

Community News keeps our members up to date with current specials, informational articles and local community events! Click on a link below to download a copy today!

December 2020
November 2020
October 2020
September 2020
August 2020
July 2020
June 2020
May 2020
April 2020
March 2020
March WCCU Cares 2019 Donations Insert
February 2020
February Basketball Tournament Results Insert
January 2020
December 2019
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