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Checking and Savings

Youth Accounts

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These accounts are a great foundation for young children just starting to save, to young adults establishing credit and starting out on their own.

WCCU Kids Club (ages 0-11)1

  • Ages 0-4 (Wee Ones) will receive a special gift to welcome them to WCCU.
  • Ages 5-11 Each deposit earns a Wooden Nickel that can be traded in for stickers, pencils, etc.
  • Will establish membership with a $5 deposit.
  • Easy to read statement.
  • No monthly service charges.

Save for America School Savings Program

We are proud to sponsor the Save for America school savings programs. Save for America is an at-school program that combines the only U.S. Department of Education approved school savings curriculum with weekly in-school ‘Bank days.’ Ask your elementary school if they participate and if your child can have a Save for America application.

Young Adult Share Savings Account (ages 11-17)1

  • Will establish membership with a $5 deposit.
  • Free ATMs.2
  • No monthly service charges.
  • Make a deposit and be entered to win monthly drawings.
  • Open your account online.

Free Checking (ages 14-17)1

  • No min. balance requirements.
  • No monthly service charges.
  • Free ATMs.2
  • Free Online & Mobile banking, bill pay, eStatements and more.
  • Make a deposit and be entered to win monthly drawings.

The WCCU Smart Option Student Loan3 by Sallie Mae®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please click here to get started today!

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No Origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthly cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more or to apply, please click here to get started today!

Scholarship Opportunities

School Programs

Click here to learn about WCCU and our commitment to Financial Education. WCCU feels strongly that educating young people today will create better informed adults for tomorrow. We are committed to Financial Education and proudly sponsor school programs that teach our youth lifelong financial literacy skills that will better prepare them for their future.

1) Those under the age of 18 must have a Parent or Guardian on the account. 2) Other ATM owners may impose a surcharge for use of their ATMs. 3) Westerly Community Credit Union is compensated by Sallie Mae for the referral of Smart Option Student Loan customers.

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