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WCCU VISA® Credit Cards

 

WCCU offers VISA® Credit Cards to meet all of your credit needs. Every WCCU VISA® Credit Card comes with a low rate, no hidden fees and an easy balance transfer option.

Please select from the tabs below to find out which card best fits your needs.

All WCCU VISA® Credit Cards Benefit From:

  • 0.00% Introductory APR** for new cardholders on purchases and balance transfers for first fifteen months
  • No Annual Fee*
  • Low Interest Rate
  • Easy Balance Transfers
  • 24 Hour ATM Access for Cash Advances
  • Accepted Worldwide
  • Emergency Card Replacement
  • 24 Hour Member Service

Card Payment Options:

Download our Free eBanking App today!

Rewards VISA®

Rewards Platinum VISA

Apply Now   Balance Transfer Form
Apply Now    Balance Transfer Form

WCCU’s Rewards Platinum VISA® Credit Card allows you to earn excellent rewards for ALL your purchases, and even more for shopping local! This card is perfect for someone who is looking to have options when it comes to redeeming points. You can redeem them for cash back, airline travel or merchandise available through CURewards® Mall.

The Cash Back option allows you to:

  • Pay your WCCU credit card bill 
  • Transfer it into a WCCU deposit account
  • Donate it to one of the following charities: March of Dimes, Special Olympics, American Red Cross, United Way or American Cancer Society

Additional card benefits:

  • 0.00% introductory APR** for new cardholders on purchases and balance transfers for first fifteen months
  • 2,500 Bonus Points the first time you use your card!
  • Currently at a low rate of 10.15% variable APR** for cash advances
  • Earn 1 point for every dollar you spend
  • Earn 2 points for every dollar you spend when purchases are made in Washington County, RI and New London County, CT
  • Credit lines from $500 to $50,000
  • Free Travel and Accident Insurance up to $100,000 of coverage***

CURewards® Helpful Hints (PDF)
CURewards® Disclosure and Agreement (PDF)
*,**,***WCCU Rewards Platinum VISA® Credit Card Cardholder Disclosure and Agreement (PDF)
WCCU Rewards Platinum VISA® Credit Card Printable Application (PDF)

***The Free Travel and Accident Insurance is offered, administered and underwritten by Central States Indemnity Co. of Omaha and also underwritten by Central States Health & Life Co. of Omaha, both of Omaha, Nebraska. For more information about this insurance program or to file a claim, call toll-free 1-800-445-6500. This Payment Protection Plan is not a deposit in the Westerly Community Credit Union; not NCUA insured; not insured by any federal government agency; and not guaranteed by the Westerly Community Credit Union.

To redeem your CURewards® points, visit CURewards.com by clicking here!

Credit Card Surcharge Notice (PDF)
Creidt Card Surcharge FAQ (PDF)

Low Rate VISA®

Low Rate VISA

Apply Now   Balance Transfer Form
Apply Now    Balance Transfer Form

WCCU’s Low Rate VISA® Credit Card offers you a great low rate! This card is perfect for someone who is looking to consolidate debt and save money! Take advantage of our easy balance transfer option and get started today by applying online!

  • 0.00% introductory APR** for new cardholders on purchases and balance transfers for first fifteen months
  • Currently at a low rate of 9.15% variable APR** for cash advances
  • Credit lines from $500 to $50,000
  • Free Travel and Accident Insurance up to $100,000 of coverage***

*,**,***WCCU Low Rate Platinum VISA® Credit Card Cardholder Disclosure and Agreement (PDF)
WCCU Low Rate Platinum VISA® Credit Card Printable Application (PDF)

***The Free Travel and Accident Insurance is offered, administered and underwritten by Central States Indemnity Co. of Omaha and also underwritten by Central States Health & Life Co. of Omaha, both of Omaha, Nebraska. For more information about this insurance program or to file a claim, call toll-free 1-800-445-6500. This Payment Protection Plan is not a deposit in the Westerly Community Credit Union; not NCUA insured; not insured by any federal government agency; and not guaranteed by the Westerly Community Credit Union.

Credit Card Surcharge Notice (PDF)
Creidt Card Surcharge FAQ (PDF)

Secured VISA®

Secured VISA

Apply Now   Balance Transfer Form
Apply Now    Balance Transfer Form

WCCU’s Secured Platinum VISA® Credit Card offers you a great opportunity to take control of your finances! This card is perfect for someone who is looking to build or repair credit.

  • 0.00% introductory APR** for new cardholders on purchases and balance transfers for first fifteen months
  • Currently at a low rate of 16.15% variable APR** for cash advances
  • Free Travel and Accident Insurance up to $50,000 of coverage***
  • Credit lines from $500 to $50,000

*,**,***WCCU Secured VISA® Credit Card Cardholder Disclosure and Agreement (PDF)
WCCU Secured VISA® Credit Card Printable Application (PDF)

***The Free Travel and Accident Insurance is offered, administered and underwritten by Central States Indemnity Co. of Omaha and also underwritten by Central States Health & Life Co. of Omaha, both of Omaha, Nebraska. For more information about this insurance program or to file a claim, call toll-free 1-800-445-6500. This Payment Protection Plan is not a deposit in the Westerly Community Credit Union; not NCUA insured; not insured by any federal government agency; and not guaranteed by the Westerly Community Credit Union.

Credit Card Surcharge Notice (PDF)
Creidt Card Surcharge FAQ (PDF)

Business VISA®

Business VISA

Apply Now    Balance Transfer Form
Apply Now    Balance Transfer Form

WCCU’s Business Platinum VISA® Credit Card offers you a great low rate! This card is perfect for someone who is looking to earn excellent rewards with the flexible terms they need to run a successful business.

  • 0.00% introductory APR** for new cardholders on purchases and balance transfers for first fifteen months
  • Currently at a low rate of 10.15% variable APR** for cash advances
  • Earn 1 point for every dollar you spend
  • Earn 2 points for every dollar you spend when purchases are made in Washington County, RI and New London County, CT
  • Earn Rewards points for purchases which can be redeemed for cash back, airline travel or merchandise available through CURewards® Mall
  • Credit lines from $500 to $50,000

The Cash Back option allows you to:

  • Pay your WCCU credit card bill
  • Transfer it into a WCCU deposit account
  • Donate it to one of the following charities: March of Dimes, Special Olympics, American Red Cross, United Way or American Cancer Society

CURewards® Helpful Hints (PDF)
CURewards® Disclosure and Agreement (PDF)
*,**WCCU Business Platinum VISA® Credit Card Cardholder Disclosure and Agreement (PDF)
WCCU Business Platinum VISA® Credit Card Printable Application (PDF)


To redeem your CURewards® points, visit CURewards.com by clicking here!

Credit Card Surcharge Notice PDF
Credit Card Surcharge FAQ PDF

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