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WCCU VISA® Credit Cards

WCCU offers VISA® Credit Cards to meet all of your credit needs. Every WCCU VISA® Credit Card comes with a low rate, no hidden fees and an easy balance transfer option.

Please select from the tabs below to find out which card best fits your needs.

All WCCU VISA® Credit Cards Benefit From:

  • 0.00% Introductory APR** for new cardholders on purchases and balance transfers for first fifteen months
  • No Annual Fee*
  • Low Interest Rate
  • Easy Balance Transfers
  • 24 Hour ATM Access for Cash Advances
  • Accepted Worldwide
  • Emergency Card Replacement
  • 24 Hour Member Service

Card Payment Options:

Download our Free eBanking App today!

Low Rate VISA®

Low Rate VISA

Apply Now   Balance Transfer Form
Apply Now    Balance Transfer Form

WCCU’s Low Rate VISA® Credit Card offers you a great low rate! This card is perfect for someone who is looking to consolidate debt and save money! Take advantage of our easy balance transfer option and get started today by applying online!

  • 0.00% introductory APR** for new cardholders on purchases and balance transfers for first fifteen months
  • Currently at a low rate of 9.65% variable APR** for cash advances
  • Credit lines from $500 to $50,000
  • Free Travel and Accident Insurance up to $100,000 of coverage***

*,**,***WCCU Low Rate Platinum VISA® Credit Card Cardholder Disclosure and Agreement (PDF)
WCCU Low Rate Platinum VISA® Credit Card Printable Application (PDF)

***The Free Travel and Accident Insurance is offered, administered and underwritten by Central States Indemnity Co. of Omaha and also underwritten by Central States Health & Life Co. of Omaha, both of Omaha, Nebraska. For more information about this insurance program or to file a claim, call toll-free 1-800-445-6500. This Payment Protection Plan is not a deposit in the Westerly Community Credit Union; not NCUA insured; not insured by any federal government agency; and not guaranteed by the Westerly Community Credit Union.

Credit Card Surcharge Notice (PDF)
Creidt Card Surcharge FAQ (PDF)

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