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Westerly Community Credit Union offers valuable personal and business financial solutions for all our Rhode Island members.

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Unwrap savings this season and consolidate up to $50,000 with a Personal Loan.

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Financial solutions for every life event.

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Checking Accounts Auto Loans Financial Education - Just Starting Out
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      Mortgage Loans Mortgage Qualifier Calculator Financial Education
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          Free Credit Report Review Click-Compare-Save Calculator Flex Equity Line of Credit
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          Financial Education Credit Card Payoff Calculator Debt Consolidation Calculator
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              Auto & Motorcycle Loans Gap Advantage Mechanical Breakdown Protection
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              Financial Education Dealer Financing vs. Credit Union Financing Calculator Click-Compare-Save Calculator
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                  Wealth Management Free Credit Report Review Financial Education
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                  Savings Accounts College Savings Calculator Retirement Planning Calculator
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                      Flex Equity Line of Credit Home Improvement Loans Financial Education
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                      Personal Loans Home Budget Analysis Calculator
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                          Checking Accounts
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                          Auto Loans
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                          Financial Education - Just Starting Out
                          Looking for more solutions?
                          Youth Accounts Savings Goal Calculator
                          Let’s develop your personalized plan.

                          Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                              Mortgage Loans
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                              Mortgage Qualifier Calculator
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                              Financial Education
                              Looking for more solutions?
                              Refi Home Loans Home Improvement Loans Loan Payment Protection
                              Let’s develop your personalized plan.

                              Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                                  Free Credit Report Review
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                                  Click-Compare-Save Calculator
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                                  Flex Equity Line of Credit
                                  Looking for more solutions?
                                  Financial Education Credit Card Payoff Calculator Debt Consolidation Calculator
                                  Let’s develop your personalized plan.

                                  Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                                      Auto & Motorcycle Loans
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                                      Gap Advantage
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                                      Mechanical Breakdown Protection
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                                      Financial Education Dealer Financing vs. Credit Union Financing Calculator Click-Compare-Save Calculator
                                      Let’s develop your personalized plan.

                                      Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                                          Wealth Management
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                                          Free Credit Report Review
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                                          Financial Education
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                                          Savings Accounts College Savings Calculator Retirement Planning Calculator
                                          Let’s develop your personalized plan.

                                          Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                                              Flex Equity Line of Credit
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                                              Home Improvement Loans
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                                              Financial Education
                                              Looking for more solutions?
                                              Personal Loans Home Budget Analysis Calculator
                                              Let’s develop your personalized plan.

                                              Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                                                  $8,000 in Scholarships Available
                                                  We are offering College and Trade/Industrial Arts Scholarship! Apply through 4/1/2025.
                                                  Get Greenlight Free
                                                  Teach your kids to earn, save & spend money with a Greenlight debit card & app.
                                                  Zero Hassle, All Rewards!
                                                  Earn 4.25% APY* with WCCU's eChecking on balances under $20,000!
                                                  WCCU Wealth Management
                                                  Yearly financial checkups can help make sure your finances and goals are in shape.
                                                  Savings & Budget
                                                  Keeping track of your money takes a plan!
                                                  Click-Compare-Save
                                                  Ready to pay less for your loans? See how much you’ll save by switching to WCCU.

                                                  Featured Rates

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                                                  Auto Loans
                                                  As low as
                                                  5.99%
                                                  APR
                                                  Premier 3 Month CD
                                                  4.15%
                                                  APY
                                                  Advantage Money Market
                                                  3.80%
                                                  APY
                                                  Diamond Savings Account
                                                  3.35%
                                                  APY
                                                  View More

                                                  Check out WCCU's Financial Education Center

                                                  Knowledge is power. Learn smart money tips to help you save, spend and plan.
                                                  WCCU's Financial Education Center Youth Financial Education Financial Calculators

                                                  WCCU Cares

                                                  We care about our members, their financial needs, and our community!
                                                  WCCU Cares Why WCCU History & Leadership
                                                  I joined WCCU because it seemed like you were a person not a number. Everyone took the time to know your name. Now after 9 years I still love WCCU!
                                                  Sherri B. of Hope Valley
                                                  I joined because there are no hidden fees like all other banks. They care for their client and make sure to do what they can to help out the community.
                                                  Jessica B. of Charlestown
                                                  I joined WCCU because of the service and the lower fees. All the employees are very friendly and helpful and will do everything to resolve any issues. I would recommend this financial institution to family and friends.
                                                  Marge P. of Westerly