Open & Apply

NEW Cashback Checking!

Turn everyday moments into cash. Earn 3% cashback on transactions, and get EARLY direct deposit!

Learn More!

Financial solutions for every life event.

I am...
Checking Accounts Auto Loans Financial Education - Just Starting Out
Looking for more solutions?
Credit Cards Savings Goal Calculator
Let’s develop your personalized plan.

Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

  • First Name is a required field.
  • Last Name is a required field.
  • Email is a required field.
  • Please enter a valid email address.
  • Phone is a required field.
  • Please enter a valid phone number.
      Mortgage Loans Mortgage Qualifier Calculator Financial Education
      Looking for more solutions?
      Refi Home Loans Home Improvement Loans Loan Payment Protection
      Let’s develop your personalized plan.

      Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

      • First Name is a required field.
      • Last Name is a required field.
      • Email is a required field.
      • Please enter a valid email address.
      • Phone is a required field.
      • Please enter a valid phone number.
          Free Credit Report Review Click-Compare-Save Calculator Flex Equity Line of Credit
          Looking for more solutions?
          Financial Education Credit Card Payoff Calculator Debt Consolidation Calculator
          Let’s develop your personalized plan.

          Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

          • First Name is a required field.
          • Last Name is a required field.
          • Email is a required field.
          • Please enter a valid email address.
          • Phone is a required field.
          • Please enter a valid phone number.
              Auto & Motorcycle Loans Gap Advantage Mechanical Breakdown Protection
              Looking for more solutions?
              Financial Education Dealer Financing vs. Credit Union Financing Calculator Click-Compare-Save Calculator
              Let’s develop your personalized plan.

              Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

              • First Name is a required field.
              • Last Name is a required field.
              • Email is a required field.
              • Please enter a valid email address.
              • Phone is a required field.
              • Please enter a valid phone number.
                  Wealth Management Free Credit Report Review Financial Education
                  Looking for more solutions?
                  Savings Accounts College Savings Calculator Retirement Planning Calculator
                  Let’s develop your personalized plan.

                  Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                  • First Name is a required field.
                  • Last Name is a required field.
                  • Email is a required field.
                  • Please enter a valid email address.
                  • Phone is a required field.
                  • Please enter a valid phone number.
                      Flex Equity Line of Credit Home Improvement Loans Credit Cards
                      Looking for more solutions?
                      Financial Education Personal Loans Home Budget Analysis Calculator
                      Let’s develop your personalized plan.

                      Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                      • First Name is a required field.
                      • Last Name is a required field.
                      • Email is a required field.
                      • Please enter a valid email address.
                      • Phone is a required field.
                      • Please enter a valid phone number.
                          Learn More
                          Checking Accounts
                          Learn More
                          Auto Loans
                          Learn More
                          Financial Education - Just Starting Out
                          Looking for more solutions?
                          Credit Cards Savings Goal Calculator
                          Let’s develop your personalized plan.

                          Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                          • First Name is a required field.
                          • Last Name is a required field.
                          • Email is a required field.
                          • Please enter a valid email address.
                          • Phone is a required field.
                          • Please enter a valid phone number.
                              Learn More
                              Mortgage Loans
                              Learn More
                              Mortgage Qualifier Calculator
                              Learn More
                              Financial Education
                              Looking for more solutions?
                              Refi Home Loans Home Improvement Loans Loan Payment Protection
                              Let’s develop your personalized plan.

                              Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                              • First Name is a required field.
                              • Last Name is a required field.
                              • Email is a required field.
                              • Please enter a valid email address.
                              • Phone is a required field.
                              • Please enter a valid phone number.
                                  Learn More
                                  Free Credit Report Review
                                  Learn More
                                  Click-Compare-Save Calculator
                                  Learn More
                                  Flex Equity Line of Credit
                                  Looking for more solutions?
                                  Financial Education Credit Card Payoff Calculator Debt Consolidation Calculator
                                  Let’s develop your personalized plan.

                                  Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                                  • First Name is a required field.
                                  • Last Name is a required field.
                                  • Email is a required field.
                                  • Please enter a valid email address.
                                  • Phone is a required field.
                                  • Please enter a valid phone number.
                                      Learn More
                                      Auto & Motorcycle Loans
                                      Learn More
                                      Gap Advantage
                                      Learn More
                                      Mechanical Breakdown Protection
                                      Looking for more solutions?
                                      Financial Education Dealer Financing vs. Credit Union Financing Calculator Click-Compare-Save Calculator
                                      Let’s develop your personalized plan.

                                      Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                                      • First Name is a required field.
                                      • Last Name is a required field.
                                      • Email is a required field.
                                      • Please enter a valid email address.
                                      • Phone is a required field.
                                      • Please enter a valid phone number.
                                          Learn More
                                          Wealth Management
                                          Learn More
                                          Free Credit Report Review
                                          Learn More
                                          Financial Education
                                          Looking for more solutions?
                                          Savings Accounts College Savings Calculator Retirement Planning Calculator
                                          Let’s develop your personalized plan.

                                          Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                                          • First Name is a required field.
                                          • Last Name is a required field.
                                          • Email is a required field.
                                          • Please enter a valid email address.
                                          • Phone is a required field.
                                          • Please enter a valid phone number.
                                              Learn More
                                              Flex Equity Line of Credit
                                              Learn More
                                              Home Improvement Loans
                                              Learn More
                                              Credit Cards
                                              Looking for more solutions?
                                              Financial Education Personal Loans Home Budget Analysis Calculator
                                              Let’s develop your personalized plan.

                                              Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

                                              • First Name is a required field.
                                              • Last Name is a required field.
                                              • Email is a required field.
                                              • Please enter a valid email address.
                                              • Phone is a required field.
                                              • Please enter a valid phone number.
                                                  FREE Homebuyer Seminar
                                                  Join us on 9/25 at Black Oak Kitchen & Drinks! Enjoy complimentary food & a drink ticket for attending!
                                                  Community Choice Awards
                                                  Vote for WCCU and your favorite local businesses! thewesterlysun.com/community & ricentral.com/community
                                                  FREE Retirement Workshop
                                                  Join us on 10/2 at Perks & Corks! Enjoy complimentary food & a drink ticket for attending!
                                                  Tips to Manage Your Finances
                                                  Watch our interview with WPRI's Rhode Show to learn how.
                                                  Teacher Grant Program
                                                  WCCU will be awarding $9,000 this year in values up to $500! Apply by Oct. 31, 2024

                                                  Featured Rates

                                                  View More
                                                  6 or 12 Month CD
                                                  4.55%
                                                  APY
                                                  Auto Loans
                                                  As low as
                                                  5.99%
                                                  APR
                                                  eChecking Account
                                                  5.00%
                                                  APY
                                                  Diamond Savings Account
                                                  3.75%
                                                  APY
                                                  Advantage Money Market
                                                  4.00%
                                                  APY
                                                  View More

                                                  Check out WCCU's Financial Education Center

                                                  Knowledge is power. Learn smart money tips to help you save, spend and plan.
                                                  WCCU's Financial Education Center Youth Financial Education Financial Calculators

                                                  WCCU Cares

                                                  We care about our members, their financial needs, and our community!
                                                  WCCU Cares Why WCCU History & Leadership
                                                  I joined WCCU because it seemed like you were a person not a number. Everyone took the time to know your name. Now after 9 years I still love WCCU!
                                                  Sherri B. of Hope Valley
                                                  I joined because there are no hidden fees like all other banks. They care for their client and make sure to do what they can to help out the community.
                                                  Jessica B. of Charlestown
                                                  I joined WCCU because of the service and the lower fees. All the employees are very friendly and helpful and will do everything to resolve any issues. I would recommend this financial institution to family and friends.
                                                  Marge P. of Westerly