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Westerly Community Credit Union offers valuable personal and business financial solutions for all our members.

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Financial solutions for every life event.

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          Free Credit Report Review Click-Compare-Save Calculator Flex Equity Line of Credit
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              Auto & Motorcycle Loans Gap Advantage Mechanical Breakdown Protection
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                  Wealth Management Free Credit Report Review Financial Education
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                      Flex Equity Line of Credit Home Improvement Loans Personal Loans
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                      Financial Education Credit Cards Home Budget Analysis Calculator
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                          Checking Accounts
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                          Auto Loans
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                          Just Starting Out Financial Education
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                          Youth Accounts Credit Cards Savings Goal Calculator
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                              Mortgage Loans
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                              Mortgage Qualifier Calculator
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                              Refi Home Loans
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                              Loans & Lending Financial Education Home Improvement Loans Loan Payment Protection
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                                  Free Credit Report Review
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                                  Click-Compare-Save Calculator
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                                  Flex Equity Line of Credit
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                                  Debt Management Financial Education Credit Card Payoff Calculator Debt Consolidation Calculator
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                                      Auto & Motorcycle Loans
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                                      Gap Advantage
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                                      Mechanical Breakdown Protection
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                                      Loans & Lending Financial Education Dealer Financing vs. Credit Union Financing Calculator Click-Compare-Save Calculator
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                                          Wealth Management
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                                          Free Credit Report Review
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                                          Financial Education
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                                          Savings Accounts College Savings Calculator Retirement Planning Calculator
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                                              Flex Equity Line of Credit
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                                              Home Improvement Loans
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                                              Personal Loans
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                                              Financial Education Credit Cards Home Budget Analysis Calculator
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                                                  Scholarships are Available
                                                  We are offering College and Trade/Industrial Arts Scholarship! Apply through 4/1/2026.
                                                  Annual WCCU Holiday Basketball Tournament
                                                  Our 2025 event raised $13,617 and has donated over $300,000 to local schools since 1984.
                                                  No Fees, No Stress!
                                                  Get 3.50% APY* with WCCU's eChecking on balances under $20,000!
                                                  Small Business Essentials
                                                  Learn budgeting, credit, cash flow, and financing basics to grow your business with confidence.
                                                  Click-Compare-Save
                                                  Ready to pay less for your loans? See how much you’ll save by switching to WCCU.

                                                  Featured Rates

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                                                  Auto Loans
                                                  As low as
                                                  3.99%
                                                  APR
                                                  15 Year Fixed Morgage
                                                  New LOWER Rates!
                                                  6.00%
                                                  APR
                                                  eChecking Account
                                                  3.50%
                                                  APY
                                                  8 Month CD/IRA Special
                                                  3.45%
                                                  APY
                                                  View More

                                                  Check out WCCU's Financial Education Resources

                                                  Make smarter financial decisions using free, easy-to-use educational tools that support your personal and business goals.
                                                  WCCU Financial Education Resources WCCU Youth Financial Education Financial Calculators

                                                  Care You Can Bank On

                                                  At WCCU, giving back isn’t an initiative — it’s who we are.
                                                  Donations & Sponsorships Why WCCU History & Leadership
                                                  I joined WCCU because it seemed like you were a person not a number. Everyone took the time to know your name. Now after 9 years I still love WCCU!
                                                  Sherri B. of Hope Valley
                                                  I joined because there are no hidden fees like all other banks. They care for their client and make sure to do what they can to help out the community.
                                                  Jessica B. of Charlestown
                                                  I joined WCCU because of the service and the lower fees. All the employees are very friendly and helpful and will do everything to resolve any issues. I would recommend this financial institution to family and friends.
                                                  Marge P. of Westerly