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Westerly Community Credit Union offers valuable personal and business financial solutions for all our members.

Home Starts Here

Wherever you are in your mortgage journey, WCCU is here to guide you.

Mortgage Programs

Financial solutions for every life event.

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Checking Accounts Auto Loans Just Starting Out Financial Education
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Youth Accounts Credit Cards Savings Goal Calculator
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      Mortgage Loans Mortgage Qualifier Calculator Refi Home Loans
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      Loans & Lending Financial Education Home Improvement Loans Loan Payment Protection
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          Free Credit Report Review Click-Compare-Save Calculator Flex Equity Line of Credit
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          Debt Management Financial Education Credit Card Payoff Calculator Debt Consolidation Calculator
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              Auto & Motorcycle Loans Gap Advantage Mechanical Breakdown Protection
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              Loans & Lending Financial Education Dealer Financing vs. Credit Union Financing Calculator Click-Compare-Save Calculator
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                  Wealth Management Free Credit Report Review Financial Education
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                  Savings Accounts College Savings Calculator Retirement Planning Calculator
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                      Flex Equity Line of Credit Home Improvement Loans Personal Loans
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                      Financial Education Credit Cards Home Budget Analysis Calculator
                      Let’s develop your personalized plan.

                      Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                          Checking Accounts
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                          Auto Loans
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                          Just Starting Out Financial Education
                          Looking for more solutions?
                          Youth Accounts Credit Cards Savings Goal Calculator
                          Let’s develop your personalized plan.

                          Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                              Mortgage Loans
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                              Mortgage Qualifier Calculator
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                              Refi Home Loans
                              Looking for more solutions?
                              Loans & Lending Financial Education Home Improvement Loans Loan Payment Protection
                              Let’s develop your personalized plan.

                              Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                                  Free Credit Report Review
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                                  Click-Compare-Save Calculator
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                                  Flex Equity Line of Credit
                                  Looking for more solutions?
                                  Debt Management Financial Education Credit Card Payoff Calculator Debt Consolidation Calculator
                                  Let’s develop your personalized plan.

                                  Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                                      Auto & Motorcycle Loans
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                                      Gap Advantage
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                                      Mechanical Breakdown Protection
                                      Looking for more solutions?
                                      Loans & Lending Financial Education Dealer Financing vs. Credit Union Financing Calculator Click-Compare-Save Calculator
                                      Let’s develop your personalized plan.

                                      Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                                          Wealth Management
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                                          Free Credit Report Review
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                                          Financial Education
                                          Looking for more solutions?
                                          Savings Accounts College Savings Calculator Retirement Planning Calculator
                                          Let’s develop your personalized plan.

                                          Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                                              Learn More
                                              Flex Equity Line of Credit
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                                              Home Improvement Loans
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                                              Personal Loans
                                              Looking for more solutions?
                                              Financial Education Credit Cards Home Budget Analysis Calculator
                                              Let’s develop your personalized plan.

                                              Submit your contact information and we’ll be in touch to learn more about how we can help you achieve your goals.

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                                              • Last Name is a required field.
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                                                  FREE Social Security Seminar
                                                  Join us at the Shelter Harbor Inn on June 18th to learn how to claim social security wisely and coordinate benefits for lasting income.
                                                  FREE Small Business
                                                  Lunch & Learn
                                                  Join us and SEED Corp. on 6/17 to learn borrowing basics for start-ups and existing businesses. Registration is required.
                                                  Rhode Show Interview: Financial Tips for Businesses
                                                  Watch our interview for expert tips on Managing Costs, Cash Flow, and Growth for Local Businesses.
                                                  WCCU Wealth Management
                                                  Does your retirement math add up? We can help you plan with confidence.
                                                  Financial Caregiving
                                                  Needed Advice for Those Caring for Loved Ones.
                                                  Free Credit Report Review
                                                  Our staff is trained to find ways to help you reach your financial goals.

                                                  Featured Rates

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                                                  Auto Loans
                                                  As low as
                                                  4.49%
                                                  APR
                                                  15 Year Fixed Morgage
                                                  New LOWER Rates!
                                                  5.875%
                                                  APR
                                                  eChecking Account
                                                  3.50%
                                                  APY
                                                  8 Month CD/IRA Special
                                                  3.45%
                                                  APY
                                                  View More

                                                  Check out WCCU's Financial Education Resources

                                                  Make smarter financial decisions using free, easy-to-use educational tools that support your personal and business goals.
                                                  WCCU Financial Education Resources WCCU Youth Financial Education Financial Calculators

                                                  Care You Can Bank On

                                                  At WCCU, giving back isn’t an initiative — it’s who we are.
                                                  Donations & Sponsorships Why WCCU History & Leadership
                                                  I joined WCCU because it seemed like you were a person not a number. Everyone took the time to know your name. Now after 9 years I still love WCCU!
                                                  Sherri B. of Hope Valley
                                                  I joined because there are no hidden fees like all other banks. They care for their client and make sure to do what they can to help out the community.
                                                  Jessica B. of Charlestown
                                                  I joined WCCU because of the service and the lower fees. All the employees are very friendly and helpful and will do everything to resolve any issues. I would recommend this financial institution to family and friends.
                                                  Marge P. of Westerly