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Youth Accounts

Give your kids a head start on becoming money-smart.

Open an Account
Checking Accounts Savings Accounts Youth Accounts Retirement Accounts

A bright financial future starts with these accounts.

At WCCU, we know that learning good money management skills is essential to succeed. Starting those good habits young is key! These accounts are designed to teach while rewarding and having fun - a great combination!
 

Back to School GIVEAWAY!

Open a Youth Checking or Youth Savings account in August and be

ENTERED TO WIN $100!***
Enjoy Greenlight’s money app and debit card for free ⃰.
Teach your kids to earn, save, and spend wisely with a Greenlight debit card.
Youth Checking Account**
Teens ages 10 - 17 get the tools they need to spend responsibly, track their finances, and build a strong financial foundation.
Youth Savings Account**
A simple, easy savings account for kids up to age 17 to start their savings habits today!
 
Scholarship Opportunities
College and vocational school students are eligible for the thousands of dollars of scholarships WCCU awards annually.
Youth Financial Education
Whether you're a kid, teen, parent, or teacher, there's something for you! There are games, activities, plus helpful resources for parents and teachers. 
WCCU helped my wife and I pay off our mortgage. We have been mortgage-free for over a year now and have gained financial freedom.
David I. of Charlestown
We joined right after WCCU opened. Needed a loan to pay off some bills. Everyone is so helpful and always has a smile for you. Always made me feel like part of the family. For me...the WCCU is the only place to bank! Thank you so much for such great service over the many years!
Gerry M. of Westerly
We joined the WCCU many years ago because we really got tired of the big banks with their big fees and lack of community. We stayed because they treated us like we mattered. They valued their members by offering great rates on mortgages and HEQ loans. When my husband became ill, they worked with us until we could get back on our feet. Only small hometown banks offer this type of service.
Deanna C. of Westerly

Helpful Resources

Check out WCCU's Financial Education Center

Knowledge is power. Learn smart money tips to help you save, spend and plan.
WCCU's Financial Education Center WCCU's Youth Financial Education Center Financial Calculators

*Westerly Community Credit Union members are eligible for the Greenlight SELECT plan at no cost when they connect their Westerly Community Credit Union checking account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 10/23/2026. Offer subject to change and partner participation.

**Those under the age of 18 must have a Parent or Guardian on the account.

***No purchase necessary. New Youth Savings and/or Youth Checking accounts opened between 8/1/25 – 8/31/25 will be automatically entered to win $100. Limit: 2 entries per person (1 per account).  Not valid for Greenlight accounts. One (1) winner will be randomly selected and notified by 9/30/25. $100 will be deposited into winners’ Youth Checking or Youth Savings account. Parent/guardian must be joint on account. Offer is subject to change and not valid for WCCU Board Members, Employees and their families.