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Business Services

Here to support your business in every way.

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  • Valuable services to streamline operations
  • Feature-rich products
  • Support anytime you need it
Valuable services to streamline operations
Feature-rich products
Support anytime you need it
Business Services Free Credit Report Review Credit Counseling Services

Take advantage of our full range of services

Running a business requires more from your bank than Business Loans and Savings Accounts. That is why we have partnered with reputable companies to offer a wide range of business services. These services will help you run your business efficiently and keep you on the road to success.

ACH Origination
Business members now can move money, pay employees, and collect bills electronically.

  • Direct Deposit reduces costs and helps your staff receive their pay earlier.
  • Direct Payments improve your cash flow and efficiency.
Merchant Card Services
No matter what your industry or business size, we have simple, secure methods to accept payments from your customer. Through our partner Payroc, they’ll provide your business with low cost processing rates and flexible solutions to accept payments at your business, online, or on the go. They offer the following services:
  • Credit Card Processing
  • EMV/ApplyPay NFC Solutions
  • Mobile Processing
  • Point of Sale Systems
  • Gift and Loyalty Programs
To learn more, please contact Payroc at 1.800.527.5395 or visit the Payroc website.

Advertising
WCCU offers FREE Lobby Table Displays for Business Members. If you are an existing Business Member and would like to have a table setup at one of our branches, please call Heather Desmarais, WCCU Director of Marketing at 401.637.4440 or email her at [email protected].
Free Credit Report Review
We can help you reach your financial goals. Start with a Free Credit Report Review at WCCU.
Learn More

Contact our experts for more information.

Kathryn Tracey

Commercial Relationship Officer
Office: 401.637.4436
Email: [email protected] (Please note email is not secure)

Shannon Melchione

Commercial Relationship Officer
Office: 401.792.4973
Cell: 401.363.2440
Email: [email protected] (Please note email is not secure)

SEP/401(k) Plans for Employees


WCCU’s wealth management program, WCCU Wealth Management*, is available to help your business set up a SEP/401k plan for your employees.

WCCU Wealth Management consultations are available to members at no cost with no obligation. For an appointment to discuss setting up a SEP/401k plan or your own financial future, contact Wayne Lagasse, Vice President, Wealth Management or stop into our main office at 122 Granite St. in Westerly.

Wayne Lagasse

Vice President of Wealth Management, WCCU Wealth Management
Office: 401.637.4412
Email: [email protected] (Please note email is not secure)

Richia Allen

Financial Advisor, WCCU Wealth Management
Office: 401.637.4487
Email: [email protected] (Please note email is not secure)

Check the background of investment professionals associated with this site on FINRA's BrokerCheck.

*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Westerly Community Credit Union and WCCU Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using WCCU Wealth Management, and may also be employees of Westerly Community Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Westerly Community Credit Union or WCCU Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value

Your Credit Union (“Westerly Community Credit Union”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay Westerly Community Credit Union for these referrals. This creates an incentive for Westerly Community Credit Union to make these referrals, resulting in a conflict of interest. Westerly Community Credit Union is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

LPL Financial Form CRS.

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Business Contact Form

Complete and Submit the Form below. You should receive a response within 24 business hours.

This is not a secure email - please do not provide account information.
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        Westerly Community Credit Union offers valuable banking solutions including checking accounts, savings accounts, mortgages, home equity loans, car loans, credit cards, personal loans and more. Bank online or visit one of our conveniently located branches in Westerly, Richmond, Wakefield, and Coventry, Rhode Island.

        The experience was incredible.  Barry was amazing.  Barry cares about my business and making sure I have what I need to succeed.  Working with Barry felt like working with family.  I have never had a banking experience like this one.  I am so incredibly grateful.
         
        David T. of Wakefield
        Ask for Shannon if you need business funding, she was excellent! She helped me with a couple of business loans. The process was quick, easy, and cheap. That was just what I was looking for. Scott is also a huge help if you end up talking to him!
         
        Frank A. of Coventry
        From start to finish, Shannon was a pleasure to work with. With competitive rates, a simple process, and quick closing, it was an easy decision to obtain my business loan with Westerly Credit Union. The entire staff at the Coventry branch was supportive, patient, and accommodating, making the process seamless. I look forward to my continued work with them.
         
        Kendra C. of Coventry
        Thank you so much to Shannon & Scott at the Coventry RI branch of WCCU! My husband & I learned about their fantastic rate promotion for money market accounts offered. We love the personal service and enthusiasm of them both. Scott is so knowledgeable about all of the WCCU products, so our account set-ups were a breeze. He navigated me through the phone app set up. You can tell right away that Shannon, in the Business Development Office of WCCU is an expert in her commercial lending department with her depth of experience in the banking industry of over 20 years. We felt very confident opening accounts at Westerly Community Credit Union in Coventry with Scott and Shannon always available to help with questions on site or over the phone. And wow, we really like the new Coventry branch, so convenient off the highway!
        Martha C. of Coventry

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