Business Deposit Rates

Helping your business succeed is our top priority.

  • No fees on checking & savings
  • Low, competitive loan rates
  • Payroll, Merchant Card Services & more
No fees on checking & savings
Low, competitive loan rates
Payroll, Merchant Card Services & more

We're well aware that the margins matter

In the business world, you're fighting for dollar. That's why at WCCU our deposit rates are loaded with extra earning potential and our lending rates are kept as competitive as possible.

We also offer services like Payroll, Merchant Card Services, ACH Origination and more to help manage your business and save you money.
 

Business Checking Accounts

Program Rate APY* Balance
Free Business Checking 0.00% 0.00% $0.00
Free Business Checking with Interest 0.05% 0.05% $10.00 to $9,999.99
0.15% 0.15% $10,000.00 and above

*Annual Percentage Yield (APY) is effective as of  31/8/2026  and subject to change without notice. Fees may reduce earnings. $10 minimum deposit to open.

Share Savings for Business

Rate APY* Balance
0.05% 0.05% $0.00 to $4,999.99
0.05% 0.05% $5,000.00 to $49,999.99
0.05% 0.05% $50,000.00 and above

*Annual Percentage Yield (APY) is effective as of  31/8/2026  and subject to change without notice. Fees may reduce earnings. $5 minimum deposit to open.

Advantage Business Money Market Account

Rate APY* Balance
1.05% 1.05% $0.00 to $24,999.99
1.54% 1.55% $25,000.00 to $99,999.99
2.52% 2.55% $100,000.00 to $249,999.99
2.77% 2.80% $250,000.00 and above

*Annual Percentage Yield (APY) is effective as of  31/8/2026  and subject to change without notice. Fees may reduce earnings. Requires a new or current Business Checking account. $2,500 minimum deposit to open. No monthly service charge if minimum balance of $2,500 is maintained, otherwise there is a $10.00 monthly fee. No minimum balance.

Westerly Community Credit Union offers valuable banking solutions including checking accounts, savings accounts, mortgages, home equity loans, car loans, credit cards, personal loans and more. Bank online or visit one of our conveniently located branches in Westerly, RichmondWakefield, and Coventry, Rhode Island.

Business Term Loans
Tap into a loan that delivers for your business.

Free Credit Report Review

We can help you reach your financial goals. Start with a Free Credit Report Review at WCCU.