We are celebrating our 75th Anniversary All Year!
Specials • Raffles • Events • & More
How to manage debt
Watch our interview with WPRI's Rhode Show to learn how our Free Credit Report Review can save you money!
How to Navigate the Rising Interest Rates
Watch our interview with WPRI's Rhode Show to learn how.
Preparing for Retirement
Check out our latest Rhode Show segment on retirement, where to start, and how to set yourself up for financial success!
| Limited time offers as of 7/1/2023 are subject to change and credit approval. “Active” checking is 6 transactions or more per month and direct deposit. 1) The $75.00 will be deposited into eChecking account at loan closing . Rate shown is for New and Used Car Loans 2017 or newer, terms up to 60 months, and is for members with an “A” credit score of 720 or above. Rate also reflects a 0.75%-point interest rate reduction for automatic loan payments deducted from an “active” WCCU checking account which must be scheduled at the time of loan closing. Monthly payments per $1000 borrowed would depend on number of months chosen for car loan, for example: 60 months at $18.99. If the above requirements are not met, discount will not apply, and 0.75% will be added to the rate. Refinancing for new loans only. Rates subject to change. Other rates and terms available. Applies to Auto loan applications dated between 7/1/23 to 9/30/23. 2)The $75.00 will be deposited into eChecking account at loan closing. Monthly payments per $1000 borrowed would be 60 months at $20.28. Use our loan calculators on our website to calculate yours. Rate shown is for terms up to 60 months and is for members with an “A” credit score of 720 or above. Rate also reflects a 0.75%-point interest rate reduction for automatic loan payments deducted from an “active” WCCU checking account, which must be scheduled at the time of loan closing. If the above requirements are not met, discount will not apply, and 0.75% will be added to the rate. Rates subject to change. Other rates and terms available. Applies to personal loan and line of credit applications dated between 7/1/23 to 9/30/23. 3) $10.00 min. to open. Valid for 1 eChecking account per member. Requires “active” WCCU eChecking account. After first 3 months and requirements are met, $75.00 will be deposited into WCCU eChecking account.**Rate shown of 4.00% APY is for balances $0 - $19,999.99. Balances of $20,000 or greater will earn 0.50% APY. To receive the higher rates, members must use their debit card a minimum of 10 times per month as a PIN or signature-based transaction, sign up and activate eStatements, and complete 1 or more direct deposit or ACH transfers per month totaling a minimum of $500. If account does not meet the criteria, the monthly rate will be 0.10% APY. Fees may reduce earnings. **Other ATM owners may impose a surcharge for the use of their ATMs. WCCU will reimburse up to $20.00 of “foreign” atm fees (other institutions fees) per month with receipts. 4) Limited time offer is valid from 7/1/2023 to 8/31/2023 and not for WCCU Board Members, Employees and their families. No purchase necessary. Winner will be selected at random by 8/15/2023 and $750 will be deposited into the winner’s WCCU checking or savings account. 1 entry per person when donating new, unused school supplies. By submitting an entry, the entrant agrees to release their first name, city/state, and comment for advertising or other purposes in media or format, online or offline, now or hereafter known without further compensation, permission, or notification. |