Land & Construction

With land, there is opportunity! 

Build it the way you want it! 

Whether you are looking to buy land only or want to build, we can help get you the financing you need.  
Land Loans
  • Must be a buildable lot
  • Maximum loan-to-value is 75%
  • Fixed and adjustable rates available
  • Minimum FICO is 670
Construction Mortgages
  • Up to 30 year terms for fixed and adjustable rate mortgages
  • Interest only payments during construction for up to 12 months
  • Fixed and adjustable rates are available
  • Maximum loan-to-value is 80%
  • Minimum FICO is 620
Financial Education
New! Financial Education Center to help you with every financial situation.

Meet Our Lending Team

Our experienced mortgage lenders are happy to explain all of our loan options and guide you through the application process.

Jeanne Abate

Senior Mortgage Originator
Office: 401.637.4415
NMLS ID: #529809
Email: [email protected] (Please note email is not secure)

Jeff VanderVorste

Senior Mortgage Originator
Office: 401.637.4446
NMLS ID: #16862
Email: [email protected] (Please note email is not secure)
Have questions? Contact us or visit our Mortgage Frequently Asked Questions.
Need to be pre-approved?  Just fill out the form below and we get you on your way to owning your home! 

Mortgage Pre-Approval

  • First Name is a required field.
  • Last Name is a required field.
  • City is a required field.
  • State is a required field.
  • ZIP Code is a required field.
  • Please enter a valid ZIP code.
  • Phone Number is a required field.
  • Please enter a valid phone number.
  • Email is a required field.
  • Please enter a valid email address.
  • reCAPTCHA is a required field.
WCCU NMLS ID: # 518892.

For a list of WCCU employees currently licensed with a NMLS#, visit the NMLS Consumer Access website or feel free to contact us.

Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, RichmondWakefield, and Coventry.

Free Credit Report Review

We can help you reach your financial goals. Start with a Free Credit Report Review at WCCU.