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Personal Loans

Some extra money to see you through life's twists and turns.

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  • Low rates
  • Repayment terms up to 5 years
  • No collateral necessary
Low rates
Repayment terms up to 5 years
No collateral necessary
Personal Loans Personal Lines of Credit Home Improvement Loans

A quick, easy loan to cover your needs

As hard as you might try to save for a rainy day, sometimes it's hard to tuck enough money away. A WCCU personal loan can help you weather a financial storm, tackle necessary repairs, consolidate debt or simply do something nice for your family. These short-term loans come with affordable rates and, best of all, no strings attached as to how you use the money.

  • Borrow up to $50,000
  • Repayment terms of 3 to 5 years
  • Affordable, fixed rates
  • No collateral necessary; all we need is a signature

Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond, Wakefield, and Coventry.

NEW eChecking Accounts GET $75 CASHBACK!*
Plus, earn 4% APY* on balances under $20,000.00!
*Learn More!: NEW eChecking Accounts GET $75 CASHBACK!*
WCCU helped my wife and I pay off our mortgage. We have been mortgage-free for over a year now and have gained financial freedom.
David I. of Charlestown
We joined right after WCCU opened. Needed a loan to pay off some bills. Everyone is so helpful and always has a smile for you. Always made me feel like part of the family. For me...the WCCU is the only place to bank! Thank you so much for such great service over the many years!
Gerry M. of Westerly
We joined the WCCU many years ago because we really got tired of the big banks with their big fees and lack of community. We stayed because they treated us like we mattered. They valued their members by offering great rates on mortgages and HEQ loans. When my husband became ill, they worked with us until we could get back on our feet. Only small hometown banks offer this type of service.
Deanna C. of Westerly

Helpful Resources

Free Credit Report Review

We can help you reach your financial goals. Start with a Free Credit Report Review at WCCU.