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Youth Checking Account**

Empower teens ages 10 - 17 to manage their money with confidence.

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  • Ages 10 - 17
  • No Overdraft Charges
  • eBanking & Mobile Access
Ages 10 - 17
No Overdraft Charges
eBanking & Mobile Access
Greenlight Youth Checking Account** Youth Savings Account** Scholarship Opportunities Youth Financial Education

A spending account that allows your child to learn how to use their money safely!

Confidence starts here. Help your child take the next step toward financial independence with a checking account designed just for them. With no fees, no overdrafts, and all the tools they need to learn how to manage their money in the real world.


Plus, you gain access to the following eBanking features:
 
  • Security, debit & transaction alerts
  • Remote Deposit checks from anywhere, anytime
  • Ability to setup direct deposit or ACH transfers
  • Member to member & account to account transfers
  • Ability to pause or cancel your child’s debit card
  • Create savings goals & more!

 

Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond, Wakefield, and Coventry.

Back to School
$100 GIVEWAY!*
Open a youth account this August and be ENTERED TO WIN $100!*
*Learn More!: Back to School
$100 GIVEWAY!*
WCCU helped my wife and I pay off our mortgage. We have been mortgage-free for over a year now and have gained financial freedom.
David I. of Charlestown
We joined right after WCCU opened. Needed a loan to pay off some bills. Everyone is so helpful and always has a smile for you. Always made me feel like part of the family. For me...the WCCU is the only place to bank! Thank you so much for such great service over the many years!
Gerry M. of Westerly
We joined the WCCU many years ago because we really got tired of the big banks with their big fees and lack of community. We stayed because they treated us like we mattered. They valued their members by offering great rates on mortgages and HEQ loans. When my husband became ill, they worked with us until we could get back on our feet. Only small hometown banks offer this type of service.
Deanna C. of Westerly

Helpful Resources

Check out WCCU's Financial Education Center

Knowledge is power. Learn smart money tips to help you save, spend and plan.
WCCU's Financial Education Center WCCU's Youth Financial Education Center Financial Calculators

*No purchase necessary. New Youth Savings and/or Youth Checking accounts opened between 8/1/25 – 8/31/25 will be automatically entered to win $100. Limit: 2 entries per person (1 per account).  Not valid for Greenlight accounts. One (1) winner will be randomly selected and notified by 9/30/25. $100 will be deposited into winners’ Youth Checking or Youth Savings account. Parent/guardian must be joint on account. Offer is subject to change and not valid for WCCU Board Members, Employees and their families. 

**Those under the age of 18 must have a Parent or Guardian on the account. 
***Parent/Guardian must set up access to eBanking.