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Business Lines of Credit

Financial flexibility to manage your day-to-day needs

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  • Ideal for seasonal cash-flow needs
  • Access funds as needed
  • Local People & Servicing
Ideal for seasonal cash-flow needs
Access funds as needed
Local People & Servicing
Business Express Loans SBA Loans Business Term Loans Business Lines of Credit Real Estate Financing Business Credit Cards

Be prepared for opportunities and obstacles

Your business day presents all types of realities. A WCCU Business Line of Credit will allow you to access the cash flow you need to manage your day-to-day.

We offer:

  • Unsecured loans
  • Secured loans

Contact our business lending team to discuss your needs and the best course of action to help your business succeed.

Kathryn Tracey

Commercial Relationship Officer
Office: 401.637.4436
Email: [email protected] (Please note email is not secure)

Shannon Melchione

Commercial Relationship Officer
Office: 401.792.4973
Email: [email protected] (Please note email is not secure)

FAQs

Contact one of our experts to take the next step

Contact Form

 
  • There is no application fee
  • Closing costs are $399.00
10 business day on average
  • Completed application
  • 2 years of the most recent tax returns
  • Personal Financial Statement
  • Additional documentation may be required depending on loan type
Business Savings Account
Set aside funds in a simple savings account with WCCU.
Get Started: Business Savings Account
 

Business Contact Form

Complete and Submit the Form below. You should receive a response within 24 business hours.

This is not a secure email - please do not provide account information.
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        Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond, Wakefield, and Coventry.

        The experience was incredible.  Barry was amazing.  Barry cares about my business and making sure I have what I need to succeed.  Working with Barry felt like working with family.  I have never had a banking experience like this one.  I am so incredibly grateful.
         
        David T. of Wakefield
        From start to finish, Shannon was a pleasure to work with. With competitive rates, a simple process, and quick closing, it was an easy decision to obtain my business loan with Westerly Credit Union. The entire staff at the Coventry branch was supportive, patient, and accommodating, making the process seamless. I look forward to my continued work with them.
         
        Kendra C. of Coventry
        Ask for Shannon if you need business funding, she was excellent! She helped me with a couple of business loans. The process was quick, easy, and cheap. That was just what I was looking for. Scott is also a huge help if you end up talking to him!
         
        Frank A. of Coventry
        Thank you so much to Shannon & Scott at the Coventry RI branch of WCCU! My husband & I learned about their fantastic rate promotion for money market accounts offered. We love the personal service and enthusiasm of them both. Scott is so knowledgeable about all of the WCCU products, so our account set-ups were a breeze. He navigated me through the phone app set up. You can tell right away that Shannon, in the Business Development Office of WCCU is an expert in her commercial lending department with her depth of experience in the banking industry of over 20 years. We felt very confident opening accounts at Westerly Community Credit Union in Coventry with Scott and Shannon always available to help with questions on site or over the phone. And wow, we really like the new Coventry branch, so convenient off the highway!
        Martha C. of Coventry

        Helpful Resources

        Business Checking Accounts

        Choose an account that fits the way you do business.