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Auto Loans

Our great rates get you rolling down the road. Buy or refinance today with rates as low as 4.49% APR!*

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Mortgage & Refinance Home Equity Auto Loans Personal Loans & Lines Loan Payment Protection Credit Cards

One stop for financing, protection plans and insurance

You depend on your vehicle every day. At WCCU, we have the financing you need to buy that dependable auto, motorcycle, or truck. Plus, protection plans give you added peace of mind.

Car & Motorcycle Loans
Count on us to steer you in the right direction with our low rates and streamlined approval process. 
Gap Advantage
Cover the difference between the value of the vehicle and your loan balance if your vehicle is stolen or damaged beyond repair.
Loan Payment Protection
If you lose your job or suffer a serious injury, this protection plan can help you pay off your auto loan.
Mechanical Breakdown Protection
Our affordable protection plans can save you a bundle by covering the cost of many common vehicle repairs.  
TruStage Insurance Discount
WCCU has partnered with TruStage Insurance to offer our members discounts on auto insurance.
WCCU helped my wife and I pay off our mortgage. We have been mortgage-free for over a year now and have gained financial freedom.
David I. of Charlestown
We joined right after WCCU opened. Needed a loan to pay off some bills. Everyone is so helpful and always has a smile for you. Always made me feel like part of the family. For me...the WCCU is the only place to bank! Thank you so much for such great service over the many years!
Gerry M. of Westerly
We joined the WCCU many years ago because we really got tired of the big banks with their big fees and lack of community. We stayed because they treated us like we mattered. They valued their members by offering great rates on mortgages and HEQ loans. When my husband became ill, they worked with us until we could get back on our feet. Only small hometown banks offer this type of service.
Deanna C. of Westerly

Helpful Resources

Don't Leave Interest on the Table.

Earn 3.50% APY* with WCCU's eChecking on balances under $20,000!