Turn everyday moments into cashback
Whether you're shopping for groceries, dining out with friends, or fueling up your car, get cashback for your purchases with our Cashback Checking Account!
- Earn 3% cashback on everyday transactions1
- Early direct deposit2
- No minimum balance requirements
- No monthly service fees3
- Access to a network of surcharge-free ATMs
- Free Debit Mastercard for faster purchases
- Free eBanking with Bill Pay, Bank to Bank transfers, Remote Check Deposit and more
- Free mobile app
- Free eStatements and eAlerts keep you up to date with account activity
- Enroll in eBanking and direct deposit1
- Activate a debit card and eStatements
- Make qualifying transactions1
FAQs
Westerly Community Credit Union is a full-service credit union serving all of Rhode Island and Windham and New London County, CT. In order to open an account, you must live or work in one of these areas.
- If you open your account in the Branch, you will receive your Debit card immediately. We can create and print them in the Branch.
- If you open your account online, then you debit card will be mailed to you within 7-10 business days.
WCCU will reimburse up to $20 of “foreign” atm fees (other institutions fees) per month when you bring in a receipt to one of our Branch Offices. You can submit ATM receipts for reimbursement once per month.
You can open a Overaft Line of Credit or you can link a WCCU Savings account to your Checking account which allows you up to 6 transfers per month and only charges a $5 transfer fee per transaction.
There are no monthly service charges if you enroll and maintain direct deposit totaling a minimum of $500 per month. If direct deposit is not maintained there will be a $5 monthly fee and you will be ineligible for cash back that month.
Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond, Wakefield, and Coventry.
Get your free* Greenlight subscription today.
WCCU members can get the debit card and money app for families for free through our partnership with Greenlight.
Helpful Resources
Free Credit Report Review
We can help you reach your financial goals. Start with a Free Credit Report Review at WCCU.