Interest Checking Account

Our money-making checking option always attracts interest.

  • Deposits earn competitive interest
  • No or low monthly fees
  • Unlimited eBanking
Deposits earn competitive interest
No or low monthly fees
Unlimited eBanking

Earn interest on your checking!

If you use your checking both as a savings account and as a spending account, why not earn money, too. WCCU will reward your higher balances with higher interest!

  • Tiered interest rate structure rewards bigger balances
  • $10 monthly service charge is waived if a balance of $2,500 or more is maintained
  • Unlimited check writing
  • Access to network of surcharge-free ATMs
  • Debit Mastercard
  • Free eBanking with Bill Pay, Bank to Bank transfer, Remote Check Deposit and more
  • Free mobile app
  • Free eStatements and eAlerts keep you up to date with account activity


Westerly Community Credit Union is a full-service credit union serving all of Rhode Island and Windham and New London County, CT. In order to open an account, you must live or work in one of these areas.
WCCU will reimburse up to $20 of “foreign” atm fees (other institutions fees) per month when you bring in a receipt to one of our Branch Offices. You can submit ATM receipts for reimbursement once per month.
  • If you open your account in the Branch, you will receive your Debit card immediately. We can create and print them in the Branch. 
  • If you open your account online, then you debit card will be mailed to you within 7-10 business days. 
You can open a Overaft Line of Credit or you can link a WCCU Savings account to your Checking account which allows you up to 6 transfers per month and only charges a $5 transfer fee per transaction. 

Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, RichmondWakefield, and Coventry.

Auto Loans
Burn rubber, Not Cash with NO Auto Loan PAYMENTS for 60 days and rates as low as 5.99% APR*

Free Credit Report Review

We can help you reach your financial goals. Start with a Free Credit Report Review at WCCU.