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Interest Checking Account

Our money-making checking option always attracts interest.

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  • Deposits earn competitive interest
  • No or low monthly fees
  • Unlimited eBanking
Deposits earn competitive interest
No or low monthly fees
Unlimited eBanking
eChecking Account Interest Checking Account Free Checking Account Debit Cards Overdraft Coverage Reorder Checks

Earn interest on your checking!

If you use your checking both as a savings account and as a spending account, why not earn money, too. WCCU will reward your higher balances with higher interest!

  • Tiered interest rate structure rewards bigger balances
  • $10 monthly service charge is waived if a balance of $2,500 or more is maintained
  • Unlimited check writing
  • Access to network of surcharge-free ATMs
  • Debit Mastercard
  • Free eBanking with Bill Pay, Bank to Bank transfer, Remote Check Deposit and more
  • Free mobile app
  • Free eStatements and eAlerts keep you up to date with account activity

Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond, Wakefield, and Coventry.

Savings
Set a goal and gear up your savings strategy.
Get Started: Savings
WCCU helped my wife and I pay off our mortgage. We have been mortgage-free for over a year now and have gained financial freedom.
David I. of Charlestown
We joined right after WCCU opened. Needed a loan to pay off some bills. Everyone is so helpful and always has a smile for you. Always made me feel like part of the family. For me...the WCCU is the only place to bank! Thank you so much for such great service over the many years!
Gerry M. of Westerly
We joined the WCCU many years ago because we really got tired of the big banks with their big fees and lack of community. We stayed because they treated us like we mattered. They valued their members by offering great rates on mortgages and HEQ loans. When my husband became ill, they worked with us until we could get back on our feet. Only small hometown banks offer this type of service.
Deanna C. of Westerly

Helpful Resources

Free Credit Report Review

We can help you reach your financial goals. Start with a Free Credit Report Review at WCCU.