Go digital and get a really great deal
All that paper? It's so old school. At WCCU, our eChecking is good for the planet and good for your account balance. By making regular use of digital services, you can earn an extra high dividend rate - plus you'll save valuable time.
- No minimum balance requirements
- No monthly service fees
- Access to a network of surcharge-free ATMs
- Up to $20 per month in fees rebated when you use non-network ATMs**
- Free Debit Mastercard for faster purchases
- Free eBanking with Bill Pay, Bank to Bank transfers, Remote Check Deposit and more
- Free mobile banking
How to Earn More
Earn a high rate for balances under $20,000 when you meet these requirements:
- Complete one or more Direct Deposit or ACH transfers per month totaling a minimum of $500
- Complete 10 PIN or signature-based debit card transactions per month
- Sign up for and activate eStatements
**Those under the age of 18 must have a Parent or Guardian on the account. WCCU will rebate these ATM fees up to $20 with proper receipts submitted once per month.
Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond, Wakefield, and Coventry.
Get a Free Stainless Steel Travel Mug
when you open new eChecking. Plus earn 4% APY* on balances under $20,000.00!
WCCU helped my wife and I pay off our mortgage. We have been mortgage-free for over a year now and have gained financial freedom.David I. of Charlestown
We joined right after WCCU opened. Needed a loan to pay off some bills. Everyone is so helpful and always has a smile for you. Always made me feel like part of the family. For me...the WCCU is the only place to bank! Thank you so much for such great service over the many years!Gerry M. of Westerly
We joined the WCCU many years ago because we really got tired of the big banks with their big fees and lack of community. We stayed because they treated us like we mattered. They valued their members by offering great rates on mortgages and HEQ loans. When my husband became ill, they worked with us until we could get back on our feet. Only small hometown banks offer this type of service.Deanna C. of Westerly
Free Credit Report Review
We can help you reach your financial goals. Start with a Free Credit Report Review at WCCU.