eChecking Account

In this case, the "e" could also stand for "exceptional."

  • No Monthly Fees
  • High Dividend Rate
  • Monthly ATM rebate**
No Monthly Fees
High Dividend Rate
Monthly ATM rebate**

Go digital and get a really great deal

All that paper? It's so old school. At WCCU, our eChecking is good for the planet and good for your account balance. By making regular use of digital services, you can earn an extra high dividend rate - plus you'll save valuable time.

  • No minimum balance requirements
  • No monthly service fees
  • Access to a network of surcharge-free ATMs
  • Up to $20 per month in fees rebated when you use non-network ATMs**
  • Free Debit Mastercard for faster purchases
  • Free eBanking with Bill Pay, Bank to Bank transfers, Remote Check Deposit and more
  • Free mobile banking

How to Earn More

Earn a high rate for balances under $20,000 when you meet these requirements:

  • Complete one or more Direct Deposit or ACH transfers per month totaling a minimum of $500
  • Complete 10 PIN or signature-based debit card transactions per month
  • Sign up for and activate eStatements

**Those under the age of 18 must have a Parent or Guardian on the account. WCCU will rebate these ATM fees up to $20 with proper receipts submitted once per month.

Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, RichmondWakefield, and Coventry.

Get a Free Stainless Steel Travel Mug
when you open new eChecking. Plus earn 4% APY* on balances under $20,000.00!

Free Credit Report Review

We can help you reach your financial goals. Start with a Free Credit Report Review at WCCU.