Access Funds Whenever You Need Them
Unexpected expenses are a part of life. Next week it could be car repairs, next month tuition costs, and next year your rental property may need new appliances or a new roof. While you can't predict every expense, you can be prepared. An Investment Flex Equity Line of Credit provides a low-cost loan you can access whenever you need, helping you fund whatever comes your way.
Investment Flex Equity Line of Credit
Now you can tap into the benefits our Flex Equity Line of Credit provides for your investment property.- Perfect for renovating, consolidating debt, unexpected expenses and more!
- Available for one-to-four family non-owner occupied homes or a second home
- Credit limit based on your home's equity
- Interest is charged only on the amount actually borrowed
- Fast access to funds via eBanking, phone banking or WCCU branches
And this line of credit comes with a twist!
Most credit lines come with a variable rate. That's also the case with WCCU's Flex Equity Line of Credit. But here's where we're different:
- If you like the current interest rate, you can request a cash advance and then lock in that rate on that portion of your loan
- In fact, you can lock in up to four fixed-rate advances at any time
- By locking in rates, you gain the benefit of stable monthly payments and can potentially save money in long-term interest charges
We'll help you make the most of this line of credit.
Contact us for details! Apply Now