Creating more space is not always just about square footage. Sometimes it is about helping family stay close, giving loved ones more independence, or generating extra income.
An Accessory Dwelling Unit (ADU) is a self-contained living space located on your property. For homeowners considering an ADU or garage conversion, WCCU can help you explore financing options based on your goals, your property, and your unique situation.
Yes. ADU requirements can vary by city or town, so it’s helpful to contact your city or town’s building, planning, or zoning department before finalizing your project.
They can help you understand zoning, permit, design, and occupancy requirements, which may give you a clearer idea of your timeline, costs, and financing needs.
If you are converting a garage into eligible living space, WCCU can help you explore financing options that may fit your project, property, and goals.
Before starting the project, you may also want to contact your city or town’s building, planning, or zoning department to confirm whether the conversion is allowed and what permits may be needed.
In some cases, yes. Rental use depends on your plans and your city or town’s zoning, permit, and housing requirements.
Before moving forward, it’s a good idea to contact your city or town’s building, planning, or zoning department to confirm whether rental use is allowed for your property.
Westerly Community Credit Union offers valuable banking solutions including checking accounts, savings accounts, mortgages, home equity loans, car loans, credit cards, personal loans and more. Bank online or visit one of our conveniently located branches in Westerly, Richmond, Wakefield, and Coventry, Rhode Island.
