Home Improvement Loans

No equity, no problem. Nail down the cash you need to spruce up your house.

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No equity required
Pay for remodeling or repairs
Terms up to 10 years

No equity required

Pay for remodeling or repairs

Terms up to 10 years

Tell us your plans. We'll help hammer out the financing.

Make your home an oasis with a new bathroom, a kitchen that unleashes your inner chef, or maybe a new deck for barbeques with family and friends. At WCCU, we have affordable loans that can pay for repairs, remodeling, space-creating additions and any other home-improvement project you might have in mind.

Funds must be used for home improvements
Borrow up to $50,000
Fixed-rate loans for stable monthly payments
Repayment terms up to 10 years
No prepayment penalties

Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond, Wakefield, and Coventry.

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See how much you could save just by refinancing and moving your loans to WCCU.

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WCCU helped my wife and I pay off our mortgage. We have been mortgage-free for over a year now and have gained financial freedom.

David I. of Charlestown

We joined right after WCCU opened. Needed a loan to pay off some bills. Everyone is so helpful and always has a smile for you. Always made me feel like part of the family. For me...the WCCU is the only place to bank! Thank you so much for such great service over the many years!

Gerry M. of Westerly

We joined the WCCU many years ago because we really got tired of the big banks with their big fees and lack of community. We stayed because they treated us like we mattered. They valued their members by offering great rates on mortgages and HEQ loans. When my husband became ill, they worked with us until we could get back on our feet. Only small hometown banks offer this type of service.

Deanna C. of Westerly

Home Improvement Loans

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