Westerly Community Credit Union Go to main content

Consumer Loans

We can help provide the financing you need to make all your dreams come true! Click here to view our current rates!

Every day WCCU helps members save money by offering lower interest rates on loans. Our online Click-Compare-Save calculator lets you instantly see your potential monthly savings when you move your loans to WCCU! 

Can we beat your current rate? Click here to get started!

College Refinance Loans

Apply Now
Apply Now

Combine your Federal and Private student loans to:

Lock in a lower interest rate • Reduce your monthly payment
Get rid of debt faster • Release a co-signer

  • No prepayment, application, origination or disbursement fees.
  • Borrow up to $50,000.
  • No minimum borrowing amount.
  • Fixed and adjustable rates available.
  • Loan terms up to 10 Years.
  • Available for existing Federal and Private student loans.
  • Applicant must be a graduate of an accredited two or four-year Trade School, College or University.
  • Applicant must show proof of full time employment.

College Refinance Loan FAQ's
College Refinance Loan FAQ's

College Refinance Loan
Effective Date: Friday, December 6th, 2019
ProgramTermAPR*Monthly Payments per $1000 borrowed
Fixed Rate College Refinance Loan
  5 years 4.000% $18.42
  10 years 4.500% $10.37
Adjustable Rate College Refinance Loan**
  5 years 3.500% $18.20
  10 years 4.750% $10.49

*Annual Percentage Rate (APR) is subject to change without notice. Rates shown are for “A” credit scores of 680 or above and reflect a .25% point interest rate reduction for automated payments deducted from a WCCU checking account. Add .25% to rate if automatic deduction is not completed. Payments do not reflect any additional cost for Payment Protection. **The Adjustable rate APR will vary based on the Prime Rate as published in the Wall Street Journal. No minimum loan amount. College Refinance Loan is for refinancing existing education loans in repayment; not deferral. Maximum loan $50,000, maximum term 10 years. Applicant must be a graduate of an accredited two or four-year trade school, college or university and employed full time. College Refinance Loans are subject to credit qualification and verification of application information, outstanding loan amount(s), proof of employment and graduation. Fixed and adjustable rates available. New loans only. Other restrictions may apply.

Go to main navigation