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Savings Accounts

Take big steps toward a brighter financial future. 

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Checking Accounts Savings Accounts Youth Accounts Retirement Accounts Credit Cards

Set a goal and gear up your savings strategy

Everyone has a different reason for saving. Whatever your motivation, WCCU has an account that can help grow your money and provide you with added financial security.   
#Goals Savings Account
Earn a higher interest rate and reach your savings goal in 12 months!
Rewards Savings Account
Be rewarded for your whole relationship at WCCU - combines savings and loan balances so you can earn a higher rate.
Money Market Accounts
Get the best of both worlds, with higher earnings on your deposits and instant access to your funds. 
Share Savings Account
Simple, easy savings account - great to get you started.
Certificates of Deposit (CDs)

Choose savings periods ranging from a few months to several years, and watch your money grow at an enhanced rate.

Young Adult Share Savings Account
Perfect for ages 11 to 17! Start saving up for that new shirt or shoes you have been wanting and you will be automatically entered into monthly prize drawings.
#Goals Savings
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Minimum Opening Balance $5
Minimum Balance Required to avoid Monthly fee None
Monthly Fee None
Rate Tiers View rates
Interest, Dividends Compounded & Posted Compounded & posted monthly
eBanking Free
Bill Pay N/A
eStatements Free
ATM/Debit Access Yes
Other
  • Set Auto Transfer from your Checking.
  • Earn a High Interest Rate!
  • Rate is fixed for 12 months.
  • No withdrawals
Rewards Savings
Open an Account Learn More
Minimum Opening Balance $5
Minimum Balance Required to avoid Monthly fee None**
Monthly Fee None
Rate Tiers View rates
Interest, Dividends Compounded & Posted Compounded & posted monthly
eBanking Free
Bill Pay Free
eStatements Free
ATM/Debit Access Yes
Other
  • Rate based on total Balances- Savings & Loans
Interest Money Market
Open an Account Learn More
Minimum Opening Balance $2,500
Minimum Balance Required to avoid Monthly fee $10,000
Monthly Fee $25
Rate Tiers View rates
Interest, Dividends Compounded & Posted Compounded & posted monthly
eBanking Free
Bill Pay Free
eStatements Free
ATM/Debit Access Yes
Other
  • Limited Check Writing.
  • The more you save- the higher your interest rate.
Certificates of Deposit
Open an Account Learn More
Minimum Opening Balance $500
Minimum Balance Required to avoid Monthly fee None
Monthly Fee None
Rate Tiers View rates
Interest, Dividends Compounded & Posted Compounded & posted monthly
eBanking N/A
Bill Pay N/A
eStatements N/A
ATM/Debit Access N/A
Other
  • 3 month – 60 month terms.
Also: Ask about our IRA Certificates of Deposit & Savings Accounts.
Share Savings
 
Open an Account Learn More
Minimum Opening Balance $5
Minimum Balance Required to avoid Monthly fee None
Monthly Fee None
Rate Tiers View rates
Interest, Dividends Compounded & Posted Compounded & posted monthly
eBanking Free
Bill Pay N/A
eStatements Free
ATM/Debit Access Yes
Other
  • Simple Account for Simply Saving
#Goals Savings
Open an Account Learn More
Rewards Savings
Open an Account Learn More
Interest Money Market
Open an Account Learn More
Certificates of Deposit
Open an Account Learn More
Share Savings
 
Open an Account Learn More
Minimum Opening Balance $5 $5 $2,500 $500 $5
Minimum Balance Required to avoid Monthly fee None None** $10,000 None None
Monthly Fee None None $25 None None
Rate Tiers View rates View rates View rates View rates View rates
Interest, Dividends Compounded & Posted Compounded & posted monthly Compounded & posted monthly Compounded & posted monthly Compounded & posted monthly Compounded & posted monthly
eBanking Free Free Free N/A Free
Bill Pay N/A Free Free N/A N/A
eStatements Free Free Free N/A Free
ATM/Debit Access Yes Yes Yes N/A Yes
Other
  • Set Auto Transfer from your Checking.
  • Earn a High Interest Rate!
  • Rate is fixed for 12 months.
  • No withdrawals
  • Rate based on total Balances- Savings & Loans
  • Limited Check Writing.
  • The more you save- the higher your interest rate.
  • 3 month – 60 month terms.
Also: Ask about our IRA Certificates of Deposit & Savings Accounts.
  • Simple Account for Simply Saving
WCCU helped my wife and I pay off our mortgage. We have been mortgage-free for over a year now and have gained financial freedom.
David I. of Charlestown
We joined the WCCU many years ago because we really got tired of the big banks with their big fees and lack of community. We stayed because they treated us like we mattered. They valued their members by offering great rates on mortgages and HEQ loans. When my husband became ill, they worked with us until we could get back on our feet. Only small hometown banks offer this type of service.
Deanna C. of Westerly

Helpful Resources

CD & Money Market Specials

Watch your money grow with these great specials!