Open & Apply

Savings Accounts

Take big steps toward a brighter financial future. 

Open an Account View Rates
Checking Accounts Savings Accounts Youth Accounts Retirement Accounts

Set a goal and gear up your savings strategy

Everyone has a different reason for saving. Whatever your motivation, WCCU has an account that can help grow your money and provide you with added financial security.   
Diamond Savings Account
Earn more and enjoy no fees with a high yield savings account! 
#Goals Savings Account
Earn a higher interest rate and reach your savings goal in 12 months!
Rewards Savings Account
Be rewarded for your whole relationship at WCCU
Share Savings Account
Simple, easy savings account - great to get you started.
Youth Savings Account
A simple, easy savings account for kids up to age 17 to start their savings habits today!
Money Market Accounts
Get the best of both worlds, with higher earnings on your deposits and instant access to your funds. 
Certificates of Deposit (CDs)

Choose savings periods ranging from a few months to several years, and watch your money grow at an enhanced rate.

Diamond Savings
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Minimum Opening Balance $25
Minimum Balance Required to avoid Monthly fee None
Monthly Fee None
Rate Tiers View rates
Interest, Dividends Compounded & Posted Compounded & posted monthly
eBanking Free
Bill Pay Free
eStatements Free
ATM/Debit Access Yes
Other
  • Earn highest rate on balances less than $25,000
#Goals Savings
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Minimum Opening Balance $5
Minimum Balance Required to avoid Monthly fee None
Monthly Fee None
Rate Tiers View rates
Interest, Dividends Compounded & Posted Compounded & posted monthly
eBanking Free
Bill Pay N/A
eStatements Free
ATM/Debit Access Yes
Other
  • Set Auto Transfer from your Checking.
  • Earn a High Interest Rate!
  • Rate is fixed for 12 months.
  • No withdrawals
Rewards Savings
Open an Account Learn More
Minimum Opening Balance $5
Minimum Balance Required to avoid Monthly fee None
Monthly Fee None
Rate Tiers View rates
Interest, Dividends Compounded & Posted Compounded & posted monthly
eBanking Free
Bill Pay Free
eStatements Free
ATM/Debit Access Yes
Other
  • Rate based on total Balances- Savings & Loans
Share Savings
Open an Account Learn More
Minimum Opening Balance $5
Minimum Balance Required to avoid Monthly fee None
Monthly Fee None
Rate Tiers View rates
Interest, Dividends Compounded & Posted Compounded & posted monthly
eBanking Free
Bill Pay N/A
eStatements Free
ATM/Debit Access Yes
Other
  • Simple Account for Simply Saving
Advantage Money Market
Open an Account Learn More
Minimum Opening Balance $100
Minimum Balance Required to avoid Monthly fee $10,000
Monthly Fee None
Rate Tiers View rates
Interest, Dividends Compounded & Posted Compounded & posted monthly
eBanking Free
Bill Pay Free
eStatements Free
ATM/Debit Access Yes
Other
  • Limited Check Writing.
  • The more you save- the higher your interest rate.
  • eChecking is required.
Certificates of Deposit
Open an Account Learn More
Minimum Opening Balance $500
Minimum Balance Required to avoid Monthly fee None
Monthly Fee None
Rate Tiers View rates
Interest, Dividends Compounded & Posted Compounded & posted monthly
eBanking N/A
Bill Pay N/A
eStatements N/A
ATM/Debit Access N/A
Other
  • 3 month – 60 month terms.
Also: Ask about our IRA Certificates of Deposit & Savings Accounts.
Diamond Savings
Open an Account Learn More
#Goals Savings
Open an Account Learn More
Rewards Savings
Open an Account Learn More
Share Savings
Open an Account Learn More
Advantage Money Market
Open an Account Learn More
Certificates of Deposit
Open an Account Learn More
Minimum Opening Balance $25 $5 $5 $5 $100 $500
Minimum Balance Required to avoid Monthly fee None None None None $10,000 None
Monthly Fee None None None None None None
Rate Tiers View rates View rates View rates View rates View rates View rates
Interest, Dividends Compounded & Posted Compounded & posted monthly Compounded & posted monthly Compounded & posted monthly Compounded & posted monthly Compounded & posted monthly Compounded & posted monthly
eBanking Free Free Free Free Free N/A
Bill Pay Free N/A Free N/A Free N/A
eStatements Free Free Free Free Free N/A
ATM/Debit Access Yes Yes Yes Yes Yes N/A
Other
  • Earn highest rate on balances less than $25,000
  • Set Auto Transfer from your Checking.
  • Earn a High Interest Rate!
  • Rate is fixed for 12 months.
  • No withdrawals
  • Rate based on total Balances- Savings & Loans
  • Simple Account for Simply Saving
  • Limited Check Writing.
  • The more you save- the higher your interest rate.
  • eChecking is required.
  • 3 month – 60 month terms.
Also: Ask about our IRA Certificates of Deposit & Savings Accounts.
WCCU helped my wife and I pay off our mortgage. We have been mortgage-free for over a year now and have gained financial freedom.
David I. of Charlestown
We joined the WCCU many years ago because we really got tired of the big banks with their big fees and lack of community. We stayed because they treated us like we mattered. They valued their members by offering great rates on mortgages and HEQ loans. When my husband became ill, they worked with us until we could get back on our feet. Only small hometown banks offer this type of service.
Deanna C. of Westerly

Helpful Resources

CD & Money Market Specials

Watch your money grow with these great specials!