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WCCU Savings Account Comparison

  #Goals Savings Rewards Savings Interest
Money Market		 Certificates
of Deposit		 Share Savings**,
WCCU Kids Club,
Youth Share
Savings
Minimum Opening Balance $5 $5 $2,500 $500 $5
Minimum Balance Required
to avoid Monthly fee		 None None** $10,000 None None
Monthly Fee None None $25 None None
Rate Tiers None $0 - $9,999.99
$10,000 - $49,999.99
$50,000 - $99,999.99
$100,000 - $199,999.99
$200,000 and greater		 $0 - $2,499.99
$2,500 - $4,999.99
$5,000 - $24,999.99
$25,000 - $74,999.99
$75,000 - and greater		 None $0 - $4,999.99
$5,000 - $49,999.99
$50,000 and greater
Interest/Dividends Compounded & Posted Compounded & posted monthly Compounded
& posted
monthly		 Compounded
& posted
monthly		 Compounded
& posted
monthly		 Compounded
& posted
monthly
eBanking
Bill Pay
eStatements
ATM/Debit Access		 Free
N/A
Free
Yes		 Free
Free
Free
Yes		 Free
Free
Free
Yes		 N/A
N/A
N/A
N/A		 Free
Free
Free
Yes
Other: •At account opening, set up an automatic transfer to come from your WCCU Checking Account (at least once per month). Choose any amount between $5 – $500.
•Earn a crazy high rate.
• Rate is fixed for 12 months.
• No withdrawals (Of course not! You are trying to reach a goal!).		 • Establishes Membership.*
• Rate based on total balances with WCCU - including Savings & Loans (excluding 1st Mortgages).		 • Limited check writing.
• 25 monthly service charge waived if balance of $10,000 or more is maintained.
• Balances of $75,000 or more earn our highest rate.		 • Fixed terms earn higher interest.
• 3 month – 60 month terms.

Also: Ask about our IRA Certificates of Deposit & Savings Accounts.		 • Establishes Membership*
For more information about our products & services, please visit our office, or call 401.596.7000 to speak with a Financial Services Representative.

*Joint owners must also complete payment of one share ($5.00) in the account as a condition of admission to membership. Ask a Financial Services Representative for our Complete Account Disclosure and/or Fee Schedule for more details. Insured by NCUA. **Those with only a Share or Rewards Savings account & no other accounts will receive a Single User Fee of $10.00 per year. The fee will be waived if balance is $300.00 or more, or you are under the age of 21 or age 62 and older.

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