Business Services

Here to support your business in every way.

  • Valuable services to streamline operations
  • Feature-rich products
  • Support anytime you need it
Valuable services to streamline operations
Feature-rich products
Support anytime you need it

Take advantage of our full range of services

Running a business requires more from your bank than Business Loans and Savings Accounts. That is why we have partnered with reputable companies to offer a wide range of business services. These services will help you run your business efficiently and keep you on the road to success.

ACH Origination
Business members now can move money, pay employees, and collect bills electronically.

  • Direct Deposit reduces costs and helps your staff receive their pay earlier.
  • Direct Payments improve your cash flow and efficiency.
Merchant Card Services
No matter what your industry or business size, we have simple, secure methods to accept payments from your customer. Through our partner East Commerce Solutions, they’ll provide your business with low cost processing rates and flexible solutions to accept payments at your business, online, or on the go. They offer the following services:
  • Credit Card Processing
  • EMV/ApplyPay NFC Solutions
  • Mobile Processing
  • Point of Sale Systems
  • Gift and Loyalty Programs
To learn more, please contact East Commerce Solutions at 1.800.527.5395 or visit the East Commerce Solutions website.

WCCU offers FREE Lobby Table Displays for Business Members. If you are an existing Business Member and would like to have a table setup at one of our branches, please call Heather Desmarais, WCCU Director of Marketing at 401.637.4440 or email her at [email protected].
Free Credit Report Review
We can help you reach your financial goals. Start with a Free Credit Report Review at WCCU.

Contact our experts for more information.

Barry W. Dunn

Senior Commercial Relationship Officer
Office: 401.637.4436
Email: [email protected] (Please note email is not secure)

Shannon Melchione

Commercial Relationship Officer
Office: 401.792.4973
Email: [email protected] (Please note email is not secure)

SEP/401(k) Plans for Employees

WCCU’s wealth management program, WCCU Wealth Management*, is available to help your business set up a SEP/401k plan for your employees.

WCCU Wealth Management consultations are available to members at no cost with no obligation. For an appointment to discuss setting up a SEP/401k plan or your own financial future, contact Wayne Lagasse, Vice President, Wealth Management or stop into our main office at 122 Granite St. in Westerly.

Wayne Lagasse

Vice President of Wealth Management, WCCU Wealth Management
Office: 401.637.4412
Email: [email protected] (Please note email is not secure)

Richia Allen

Associate Financial Advisor, WCCU Wealth Management
Office: 401.637.4487
Email: [email protected] (Please note email is not secure)

Check the background of investment professionals associated with this site on FINRA's BrokerCheck.

*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Westerly Community Credit Union and WCCU Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using WCCU Wealth Management, and may also be employees of Westerly Community Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Westerly Community Credit Union or WCCU Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency Not Credit Union Guaranteed Not Credit Union Deposits or Obligations May Lose Value

Your Credit Union (“Westerly Community Credit Union”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay Westerly Community Credit Union for these referrals. This creates an incentive for Westerly Community Credit Union to make these referrals, resulting in a conflict of interest. Westerly Community Credit Union is not a current client of LPL for advisory services. Please visit for more detailed information.

LPL Financial Form CRS.

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Business Contact Form

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        Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, RichmondWakefield, and Coventry.

        Business Checking Accounts

        Choose an account that fits the way you do business.