History & Leadership

 At WCCU, our roots run deep in local communities.

Serving others has always been our focus

We got our start back in 1948, when a group of like-minded people met in a borrowed office in the old Opie building in Westerly, RI, to pool their assets together and form a member-owned credit union.

We continue the credit union tradition today, being a not-for-profit financial collective, 100% owned by all of our members. Our goal isn't to generate huge revenues. It's to make our members' lives better. It's to make our local communities stronger.

Today, we have four branches, 65 employees, 19,600 members and $323 million in deposits.

We serve our members by offering a full line of deposit accounts and lending products. We pride ourselves on keeping our fees low, our loan rates equally low and paying higher dividends on deposits.

We make life easier with digital banking tools that allow 24/7 account access. We also provide a wide range of financial education and consumer counseling offerings, because it's important to us that our members get the best information and advice possible on money matters.

Community involvement is, and always will be, a strong focus of WCCU. Annually, WCCU donates to over 100 local organizations, charities, and events. WCCU also supports local schools largely through our annual Basketball Tournament (solely sponsored since 1984), Teacher Grant Program, Scholarship program, and financial literacy programs: Money Mammals Kids Club, CU4Reality Financial Literacy Fairs, and the Everfi and Cemark Online Financial Literacy Programs.

Here are a few other numbers that suggest we're on the right track:
  • From 2017-2019, we were rated as the region's #1 Best Bank in The Westerly Sun’s Readers' Choice Awards. In 2020, we were in the top three.
  • In 2018, we were named a Best Employer by the Southern RI Chamber of Commerce. 
  • In 2019 and 2020, the Chamber recognized us for "Spreadin' the Love" through our community outreach efforts. In 2018 and 2019, we made the Providence Business News' list of Best Places to Work.
Everyone at WCCU is committed to you, your financial needs, and our local communities. We will always have your best interest at heart!


Westerly Community Credit Union is guided by a Board of Directors. Each board members is elected by the Credit Union's membership at large and serves a three-year term. Their efforts are supplemented by members who serve on other committees.
  • Chairperson: Pete S. Stefanski
  • Vice Chairperson: Steven W. Scales
  • Treasurer: Robert J. Delaney
  • Secretary: William A. Quirk
  • Director: Sheilia Terranova-Beattie
  • Director: Scott J. Harold
  • Director: Stephen J. Iacoi
  • Director: Paul J. Marsiglio
  • Director: Joseph L. Ritacco
  • Director: Dawn M. Smith
  • Chairperson: Paul Gencarella Jr.
  • Secretary: Nicholas J. Stahl
  • Member: Kristin A. Martino
  • Member: Danny M. Nesmith
  • Chairperson: Robert J. Boucher
  • Member: Mary Ellen Buckley
  • Member: Richard Champ
  • Member: Kevin Gervasini
  • Member: Andrew Rogers
The senior staff is hired by the Board of Directors and oversees the day-to-day operations of Westerly Community Credit Union.
  • President and CEO: Stephen White
  • Chief Financial Officer and Executive Vice President of Administration: Robert Falso
  • Chief Marketing Officer and Senior Vice President of Retail Experience: Meg Sisco
  • Chief Operations Officer and Senior Vice President of Operations: Andrew Rogers
  • Vice President of Financial Services: Mary Ellen Buckley
  • Vice President of Lending: Robert Boucher

Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond and Wakefield.

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WCCU Cares

We care about our members, their financial needs, and our community!