Our cards offer all kinds of rewards
The choice is up to you. Save on interest with our low rates. Consolidate your total credit card debt using our low introductory rate for balance transfers. Enjoy rewards like cash back, travel, merchandise and even double the points when you shop locally.
Choose the option that works best for you!
Low Rate | Rewards | Secured | Business | |
---|---|---|---|---|
0.00% Introductory APR* for new cardholders & Balance Transfers | Yes | Yes | Yes | Yes |
No Annual Fee | Yes | Yes | Yes | Yes |
Emergency Card Replacement | Yes | Yes | Yes | Yes |
24-Hour Member Service | Yes | Yes | Yes | Yes |
24-Hour ATM Access for Cash Advances | Yes | Yes | Yes | Yes |
Free Travel and Accident Insurance** | Yes | Yes | Yes | Yes |
Cash Back | Yes | Yes | ||
Rewards*** - can be used for cash back, airline travel, or merchandise | 1 point for every dollar 2 point for local purchases |
1 point for every dollar 2 point for local purchases |
||
Cash Advance | 12.65% | 12.65% | 19.65% | 13.65% |
Credit Line | $500 to $50,000 | $500 to $50,000 | $500 to $50,000 | $500 to $50,000 |
FAQs
APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through the first fifteen billing cycles of your account. After that, your variable APR will be 12.65% - 21.00% (as of 4/1/2023). This APR will vary with the market based on Wall Street Prime & credit worthiness.
WCCU Rewards Platinum Visa® Credit Card Cardholder Disclosure and Agreement
WCCU Low Rate Platinum Visa® Credit Card Cardholder Disclosure and Agreement
WCCU Secured Visa® Credit Card Cardholder Disclosure and Agreement
WCCU Business Platinum Visa® Credit Card Cardholder Disclosure and Agreement
Printable Applications:
WCCU Rewards Platinum Visa® Credit Card Printable Application
WCCU Low Rate Platinum Visa® Credit Card Printable Application
WCCU Secured Visa® Credit Card Printable Application
WCCU Business Platinum Visa® Credit Card Printable Application (PDF)
**The Free Travel and Accident Insurance is offered, administered and underwritten by Central States Indemnity Co. of Omaha and also underwritten by Central States Health & Life Co. of Omaha, both of Omaha, Nebraska. For more information about this insurance program or to file a claim, call toll-free 1-800-445-6500. This Payment Protection Plan is not a deposit in the Westerly Community Credit Union; not NCUA insured; not insured by any federal government agency; and not guaranteed by the Westerly Community Credit Union.
***Rewards Program Disclosure and Details:
CURewards® Helpful Hints
CURewards® Disclosure and Agreement
Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond, Wakefield, and Coventry.
