Checking Accounts

Choosing a Checking Account has never been easier!

Pick the spending account that suits your needs.

Go with totally free checking. Or earn dividends on deposits. No matter which route you choose, you'll benefit from time-saving eBanking services, a free debit card and a nationwide ATM network.
eChecking Account
eChecking is perfect for those who are always on the go! Earn high interest for using eBanking and eServices.
Interest Checking Account
Make every dollar count with a checking option that provides you with extra income and a full range of eBanking services.
Free Checking Account
Keep it simple — no monthly fee, no requirements and easy access 24/7 with electronic bill pay, mobile app, and more eBanking tools.
Debit Cards
Withdraw cash from ATMs and make secure purchases online and in stores with your WCCU Mastercard debit card.
Overdraft Coverage
Mistakes happen. Protect yourself against returned check fees and declined transactions with Overdraft Protection.
Reorder Checks
All it takes is a few clicks. It's fast and easy to order a new batch of WCCU checks online.
Account Features
eChecking
Open an Account Learn More: eChecking
Minimum Opening Balance $10
Minimum Balance to Avoid Monthly Fee None
Monthly Fee None
Rate Tiers $0 – $19,999.99
$20,000 and greater
Foreign ATM Fees Free ATMs**
Up to $20/month fee rebates (incurred by other ATM owners)***
Direct Deposit Required Yes
Transaction Fees None
Additional Benefits Free eBanking
Free Bill Pay
Free eStatements
Debit card
ATM access
Checks
Account Features
Interest Checking
Open an Account Learn More: Interest Checking
Minimum Opening Balance $10
Minimum Balance to Avoid Monthly Fee $2,500
Monthly Fee $10
Rate Tiers $0 – $2,499.99
$2,500 – $9,999.99
$10,000 – $49,999.99
$50,000 and greater
Foreign ATM Fees Free ATMs**
Direct Deposit Required No
Transaction Fees None
Additional Benefits Free eBanking
Free Bill Pay
Free eStatements
Debit card
ATM access
Checks
Account Features
Free Checking
Open an Account Learn More: Free Checking
Minimum Opening Balance $10
Minimum Balance to Avoid Monthly Fee None
Monthly Fee None
Rate Tiers None
Foreign ATM Fees Free ATMs**
Direct Deposit Required No
Transaction Fees None
Additional Benefits Free eBanking
Free Bill Pay
Free eStatements
Debit card
ATM access
Checks
Account Features
eChecking
Open an Account Learn More: eChecking
Interest Checking
Open an Account Learn More: Interest Checking
Free Checking
Open an Account Learn More: Free Checking
Minimum Opening Balance $10 $10 $10
Minimum Balance to Avoid Monthly Fee None $2,500 None
Monthly Fee None $10 None
Rate Tiers $0 – $19,999.99
$20,000 and greater
$0 – $2,499.99
$2,500 – $9,999.99
$10,000 – $49,999.99
$50,000 and greater
None
Foreign ATM Fees Free ATMs**
Up to $20/month fee rebates (incurred by other ATM owners)***
Free ATMs** Free ATMs**
Direct Deposit Required Yes No No
Transaction Fees None None None
Additional Benefits Free eBanking
Free Bill Pay
Free eStatements
Debit card
ATM access
Checks
Free eBanking
Free Bill Pay
Free eStatements
Debit card
ATM access
Checks
Free eBanking
Free Bill Pay
Free eStatements
Debit card
ATM access
Checks