Mortgage Loans

Our affordable mortgages have opened a lot of front doors.

  • Wide range of mortgage choices
  • Fixed or adjustable rate
  • Purchasing or refinancing
Wide range of mortgage choices
Fixed or adjustable rate
Purchasing or refinancing

We'll roll out the 'Welcome' mat for you

You've scouted neighborhoods, counted bedrooms, looked closely at closet space - and you've made your choice. Or maybe you are living now in your dream home but are looking to refinance it for a lower term or rate. WCCU has the expertise to help! At WCCU, our Mortgage Lending team can help you choose a loan that fits your financial needs.

  • Fixed-rate mortgages: Choose repayment periods of 15, 20 or 30 years. With stable monthly payments, you'll find it easier to plan your financial future.
  • Adjustable-rate mortgages: Lower initial payments can help you afford a little more house or give you more money for furniture and fix-up projects.
  • Jumbo loans: Buying a bigger house or relocating to a really nice neighborhood? If you need to borrow more than $548,250, we can make that happen.
  • FHA Loans: Down payments as low as 3.5% and relaxed credit guidelines make the American dream more affordable for many buyers.
  • VA Loans: Active duty military, veterans and reservists can borrow at low rates without making any down payment.
  • USDA Housing Loans: 100% financing is available to buyers who want to live in rural areas or certain suburbs.
  • First-Time Homebuyer Programs: Apply for a fixed-rate or adjustable-rate loan and qualify for down payment assistance, special rates and other advantages.

Meet Our Lending Team

Our experienced mortgage lenders are happy to explain all of our loan options and guide you through the application process.

Jeanne Abate

Senior Mortgage Originator

Office: 401.637.4415
NMLS ID: #529809
Email: jabate@westerlyccu.com (Please note email is not secure)
Serving: Charlestown, Hopkinton, Westerly, Stonington, North Stonington and New London County areas.
Jeff VanderVorste

Senior Mortgage Originator

Office: 401.637.4446
NMLS ID: #16862
Email: jvandervorste@westerlyccu.com (Please note email is not secure)
Serving: Narragansett, South Kingstown, North Kingstown and Richmond areas.
Have questions? Contact us or visit our Mortgage Frequently Asked Questions.

Need to be pre-approved?  Just fill out the form below and we get you on your way to owning your home! 
 

Mortgage Pre-Approval

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WCCU NMLS ID: # 518892.

For a list of WCCU employees currently licensed with a NMLS#, visit the NMLS Consumer Access website or feel free to contact us.

Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond and Wakefield.

Free Credit Report Review

We can help you reach your financial goals. Start with a Free Credit Report Review at WCCU.