Flex Equity Line of Credit

The money's right there, anytime you need it

Next week it could be car repairs. Next month it could be tuition costs. Next year it might be a new 'fridge, a smartphone or a family vacation. You can't predict every future expense, but you can be prepared. A Flex Equity Line of Credit is a low-cost loan you can tap into anytime at all to pay for whatever comes next.

• Credit limit based on your home's equity
• Fast access to funds via eBanking, phone banking or WCCU branches
• Interest is charged only on the amount actually borrowed
• No origination or closing fees

And this line of credit comes with a twist!

Most credit lines come with a variable rate. That's also the case with WCCU's Flex Equity Line of Credit. But here's where we're different:

• If you like the current interest rate, you can request a cash advance and then lock in that rate on that portion of your loan.
• In fact, you can lock in two fixed-rate advances at any one time.
• By locking in rates, you gain the benefit of stable monthly payments and can potentially save money in long-term interest charges.

We'll help you make the most of this line of credit.

Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond, Wakefield, and Coventry.