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Home Equity

Your home is a valuable asset!

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Mortgage & Refinance Home Equity Auto Loans Personal Loans & Lines Loan Payment Protection Credit Cards

Your home's equity creates unlimited possibilities.

Home improvements are definitely on the table. But WCCU home equity loans can also be used for so much more. From refinancing your mortgage, consolidating debt and emergency expenses, we have a solution to fit your needs.
Flex Equity Line of Credit
The flexibility of a line of credit you can access when needed with the option to fix an advance four times for bigger projects!
Home Equity Loan
Home Equity Everything Loan. Use the equity in your home to pay for anything you need.
Accessory Dwelling Unit (ADU) Financing
Use your property to create extra living space for family, guests, or potential rental income.
Investment Flex Equity Line of Credit
Tap into the equity on your rental property or 2nd home and get access to funds whenever you need it.
Home Improvement Loans
Not enough equity in your home for a Home Equity Loan or Line? This loan will provide the funds you need for repairs, remodeling, or additions.
Refi Home Loan
Refinance your home with no closing costs and no points! It's quick and easy. 
WCCU helped my wife and I pay off our mortgage. We have been mortgage-free for over a year now and have gained financial freedom.
David I. of Charlestown
We joined right after WCCU opened. Needed a loan to pay off some bills. Everyone is so helpful and always has a smile for you. Always made me feel like part of the family. For me...the WCCU is the only place to bank! Thank you so much for such great service over the many years!
Gerry M. of Westerly
We joined the WCCU many years ago because we really got tired of the big banks with their big fees and lack of community. We stayed because they treated us like we mattered. They valued their members by offering great rates on mortgages and HEQ loans. When my husband became ill, they worked with us until we could get back on our feet. Only small hometown banks offer this type of service.
Deanna C. of Westerly

Helpful Resources

Home Improvement Loan

No Equity? No Problem! Add value to your home with renovations, repairs, landscaping, & more.