Coronavirus (COVID-19) Update
- Branch Lobby Protective Measures
- Accessing your Funds
- Schedule an Appointment
- Financial Help during Coronavirus
- Financial Help for Business Members Affected by Coronavirus
- Paycheck Protection Program (PPP) Loan Update
- Be Aware of Coronavirus Fraud
- Keep Informed
- We are Here to Help
- Questions about Coronavirus (COVID-19)?
Paycheck Protection Program (PPP) Loan Update:
Effective January 15, 2021, a second round of the PPP is now available for new and certain existing PPP borrowers. We encourage small businesses who are struggling due to the Coronavirus (COVID-19) to take advantage of this program and get the emergency financial support your business needs.
If you have a question about PPP loans, please email Barry W. Dunn, WCCU's Small Business Lending Officer, at firstname.lastname@example.org. (Please note email is not secure).
U.S. Small Business Administration Federal Disaster Loans
We'd also like to make our Business Members aware that U.S. Small Business Administration is offering low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19) in Rhode Island and the contiguous counties of New London and Windham in Connecticut.
Small businesses, private non-profit organizations of any size, small agricultural cooperatives and small aquaculture enterprises that have been financially impacted as a direct result of the Coronavirus (COVID-19) since Jan. 31, 2020, may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred.
These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can't be paid because of the disaster's impact. Disaster loans can provide vital economic assistance to small businesses to help overcome the temporary loss of revenue they are experiencing.
SBA Customer Service Representatives will be available to answer questions about SBA's Economic Injury Disaster Loan program and explain the application process.
Click here for a summary from the SBA. (PDF)
Applicants may apply online, receive additional Disaster Assistance information and download applications via the SBA website. Applicants may also contact SBA's Customer Service Center at (800) 659-2955 or email them for more information. Individuals who are deaf or hard-of-hearing may call (800) 877-8339. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
As always, we want to work with you and your individual situations. Feel free to contact us for more information or to review any of these programs.
Because we are in unprecedented times, Coronavirus related fraud is escalating. Because of this we ask that you be extra vigilant and not let your guard down. Here are a few tips from the Federal Trade Commission to keep you safe:
- Hang up on robocalls.
Don't press any numbers. Scammers are using illegal robocalls to pitch everything from scam Coronavirus treatments to work-at-home schemes. The recording might say that pressing a number will let you speak to a live operator or remove you from their call list, but it might lead to more robocalls, instead.
- Ignore online offers for vaccinations and home test kits.
They are trying to get you to buy products that aren't proven to treat or prevent the Coronavirus disease 2019 (COVID-19) - online or in stores. At this time, there also are no FDA-authorized home test kits for the Coronavirus. Visit the FDA website to learn more.
- Fact-check information.
Scammers, and sometimes well-meaning people, share information that hasn't been verified. Before you pass on any messages, contact trusted sources.
- Know who you're buying from.
Online sellers may claim to have in-demand products, like cleaning, household, and health and medical supplies when, in fact, they don't.
- Don't respond to texts and emails about checks from the government.
The details are still being worked out. Anyone who tells you they can get you the money now is a scammer.
- Don't click on links from sources you don't know.
They could download viruses onto your computer or device.
- Watch for emails claiming to be from the Centers for Disease Control and Prevention (CDC) or experts saying they have information about the virus.
For the most up-to-date information about the Coronavirus, visit the Centers for Disease Control and Prevention (CDC) and the World Health Organization (WHO) websites.
- Do your homework when it comes to donations, whether through charities or crowdfunding sites.
Don't let anyone rush you into making a donation. If someone wants donations in cash, by gift card, or by wiring money, don't do it.
- Also -
eMails from WCCU will always come from westerlyccu.com.
WCCU would NEVER ask you for personal information by email.
For more information or to keep up with the latest in Coronavirus or any other fraud, click on the links below to visit these websites:
As always, our members, communities and staff are our priority. We will continue to keep you updated on the Coronavirus and efforts we are making to keep you and our staff safe.
Stay connected with WCCU:
- Contact us:
- Visit us online for updates and helpful links
- Follow up on social media:
- Click here for CDC recommended preventative practices to decrease the spread of the Coronavirus (PDF)
- Click here to visit the CDC.gov website
- RI Dept of health Coronavirus Hotline - 401-222-8022
- South County Health - 401-782-8000
- Westerly Hospital - Yale New Haven Health Hotline - (833) ASK-YNHH (833-275-9644)
- Care New England Health System Hotline - 401-CareNow (401-227-3669)
- Lifespan Health System - 401-222-8022
- RI Commerce Corp. Business Hotline- 401-521-HELP (401-521-4357)