Home Equity Loans

The way to pay for life's big projects, big plans and big purchases. 

  • Low fixed rates
  • Finance up to $350,000
  • Easy online application
Low fixed rates
Finance up to $350,000
Easy online application

Add a room or two. Or go a different direction.

What's on your to-do list? Maybe a remodeling project or major repairs. Sending a kid to college or making a splash with a backyard pool. Whatever you've got going on, an affordable Home Equity Loan from WCCU is the way to get big things done.

  • One loan with low fixed rates
  • Money can be used for any purpose
  • Finance up to 80% of your home’s value*
  • Credit limits up to $350,000**
  • No closing costs or application fees***
  • Repayment terms up to 20 years

Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond and Wakefield.

Click, Compare, Save
See how much you could save just by refinancing and moving your loans to WCCU.

Loan Payment Protection

Keep your finances safe by protecting against the unexpected.

*1-4 family owner occupied properties only. 80% maximum combined loan to value.

**Minimum loan $10,000 (line of credit) $5,000 (fixed rate portion). Maximum loan is $350,000. The plan allows two fixed rate advances from your line at any given time during the 10 year draw period (15 years to repay). Fixed rate advance rates will be those in effect at time of draw.

***Flood insurance may be required. Property insurance is required. Consult a tax advisor about the deductibility of interest. Other restrictions may apply. A cancellation fee will apply for loans terminated within two years of origination date. Available for new lines only. $50 annual fee will be waived for the 1st year. WCCU NMLS ID # 518892

For a list of WCCU employees currently licensed with a NMLS#, visit the NMLS Consumer Access