Commercial Lending
Term Loans
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A term loan is a flexible way to cover a wide range of borrowing needs.
- No Minimum Financing Requirement
- Loan Amounts up to $250,000
- Fixed rate up to 8 years
- Equipment Loans
- Vehicle Loans
- Permanent Working Capital
Speak to our expert:
Barry W. Dunn
Small Business Lending Officer
(401) 596-7000 x 2136
bdunn@westerlyccu.com - please note, email is not secure.
We also offer these great products and services to fit your Business' needs: Free Business Advertising • Free Business Checking • Business Savings & Money Market Accounts • Merchant Card & Business Payroll Services • and more.
Business Lines of Credit
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Particularly well-suited for businesses with seasonal cash flow needs. The line of credit is pre-authorized and can be accessed on an as-needed basis.
- Up to $250,000 for working capital needs.
Speak to our expert:
Barry W. Dunn
Small Business Lending Officer
(401) 596-7000 x 2136
bdunn@westerlyccu.com - please note, email is not secure.
We also offer these great products and services to fit your Business' needs: Free Business Advertising • Free Business Checking • Business Savings & Money Market Accounts • Merchant Card & Business Payroll Services • and more.
Real Estate Financing
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Mortgage loans provide financing for the purchase or refinance of an investment property.
- Commercial real estate purchases/refinances
- Investments properties - office building, multi-family and mixed use
Speak to our expert:
Barry W. Dunn
Small Business Lending Officer
(401) 596-7000 x 2136
bdunn@westerlyccu.com - please note, email is not secure.
We also offer these great products and services to fit your Business' needs: Free Business Advertising • Free Business Checking • Business Savings & Money Market Accounts • Merchant Card & Business Payroll Services • and more.
SBA Loans
As a participating Small Business Administration (SBA) lender, we can help eligible businesses find the right program to fit your their needs.
- Express
- Patriot Express - active duty & veterans
- Export Express
- 7A
- 504
SBA - U.S. Small Business Administration
Your Small Business Resource
- Click here for programs and services to help you start, grow and succeed.
- Click here for an online video series offering tools and strategies to help small business owners.
Speak to our expert:
Barry W. Dunn
Small Business Lending Officer
(401) 596-7000 x 2136
bdunn@westerlyccu.com - please note, email is not secure.
We also offer these great products and services to fit your Business' needs: Free Business Advertising • Free Business Checking • Business Savings & Money Market Accounts • Merchant Card & Business Payroll Services • and more.
Business Platinum VISA® Credit Card
Apply Now Balance Transfer Form
Apply Now Balance Transfer Form
WCCU’s Business Platinum VISA® Credit Card offers you a great low rate and allows you to earn excellent rewards with the flexible terms you need to run a successful business.
- 0.00% introductory APR* for new cardholders on purchases and balance transfers for first fifteen months
- Currently at a low rate of 9.15% variable APR* for cash advances
- Earn 1 point for every dollar you spend
- Earn 2 points for every dollar you spend when purchases are made in Washington County, RI and New London County, CT
- Earn Rewards points for purchases which can be redeemed for cash back, airline travel or merchandise available through CURewards® Mall
- Credit lines from $500 to $50,000
The Cash Back option allows you to:
- Pay your WCCU credit card bill
- Transfer it into a WCCU deposit account
- Donate it to one of the following charities: March of Dimes, Special Olympics, American Red Cross, United Way or American Cancer Society
WCCU Business Platinum VISA® Credit Card Benefits:
- No Annual Fee*
- Low Interest Rate
- Easy Balance Transfers
- 24 Hour ATM Access for Cash Advances
- Accepted Worldwide
- Emergency Card Replacement
- 24 Hour Member Service
Card Payment Options:
Download our Free eBanking App today!
CURewards® Helpful Hints (PDF)
CURewards® Disclosure and Agreement (PDF)
*,**WCCU Business Platinum VISA® Credit Card Cardholder Disclosure and Agreement (PDF)
WCCU Business Platinum VISA® Credit Card Printable Application (PDF)
Credit Card Surcharge Notice (PDF)
Credit Card Surcharge FAQ (PDF)