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Commercial Lending

 

Term Loans

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A term loan is a flexible way to cover a wide range of borrowing needs.

  • No Minimum Financing Requirement
  • Loan Amounts up to $250,000
  • Fixed rate up to 8 years
  • Equipment Loans
  • Vehicle Loans
  • Permanent Working Capital

Speak to our expert:

Barry W. Dunn
Small Business Lending Officer
(401) 596-7000 x 2136
bdunn@westerlyccu.com - please note, email is not secure.

We also offer these great products and services to fit your Business' needs: Free Business Advertising • Free Business Checking • Business Savings & Money Market Accounts • Merchant Card & Business Payroll Services • and more.

Business Lines of Credit

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Particularly well-suited for businesses with seasonal cash flow needs. The line of credit is pre-authorized and can be accessed on an as-needed basis.

  • From $25,000 for working capital needs.

Speak to our expert:

Barry W. Dunn
Small Business Lending Officer
(401) 596-7000 x 2136
bdunn@westerlyccu.com - please note, email is not secure.

We also offer these great products and services to fit your Business' needs: Free Business Advertising • Free Business Checking • Business Savings & Money Market Accounts • Merchant Card & Business Payroll Services • and more.

Real Estate Financing

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Mortgage loans provide financing for the purchase or refinance of an investment property.

  • Commercial real estate purchases/refinances
  • Investments properties - office building, multi-family and mixed use

Speak to our expert:

Barry W. Dunn
Small Business Lending Officer
(401) 596-7000 x 2136
bdunn@westerlyccu.com - please note, email is not secure.

We also offer these great products and services to fit your Business' needs: Free Business Advertising • Free Business Checking • Business Savings & Money Market Accounts • Merchant Card & Business Payroll Services • and more.

SBA Loans

As a participating Small Business Administration (SBA) lender, we can help eligible businesses find the right program to fit your their needs.

  • Express
  • Patriot Express - active duty & veterans
  • Export Express
  • 7A
  • 504

SBA - U.S. Small Business Administration
Your Small Business Resource

  • Click here for programs and services to help you start, grow and succeed.
  • Click here for an online video series offering tools and strategies to help small business owners.

Speak to our expert:

Barry W. Dunn
Small Business Lending Officer
(401) 596-7000 x 2136
bdunn@westerlyccu.com - please note, email is not secure.

We also offer these great products and services to fit your Business' needs: Free Business Advertising • Free Business Checking • Business Savings & Money Market Accounts • Merchant Card & Business Payroll Services • and more.

Business Platinum VISA® Credit Card

 

Business Platinum VISA

Apply Now   Balance Transfer Form
Apply Now    Balance Transfer Form

WCCU’s Business Platinum VISA® Credit Card offers you a great low rate and allows you to earn excellent rewards with the flexible terms you need to run a successful business.

  • 0.00% introductory APR* for new cardholders on purchases and balance transfers for first fifteen months
  • Currently at a low rate of 9.15% variable APR* for cash advances
  • Earn 1 point for every dollar you spend
  • Earn 2 points for every dollar you spend when purchases are made in Washington County, RI and New London County, CT
  • Earn Rewards points for purchases which can be redeemed for cash back, airline travel or merchandise available through CURewards® Mall
  • Credit lines from $500 to $50,000

The Cash Back option allows you to:

  • Pay your WCCU credit card bill
  • Transfer it into a WCCU deposit account
  • Donate it to one of the following charities: March of Dimes, Special Olympics, American Red Cross, United Way or American Cancer Society

WCCU Business Platinum VISA® Credit Card Benefits:

  • No Annual Fee*
  • Low Interest Rate
  • Easy Balance Transfers
  • 24 Hour ATM Access for Cash Advances
  • Accepted Worldwide
  • Emergency Card Replacement
  • 24 Hour Member Service

Card Payment Options:

Download our Free eBanking App today!


CURewards® Helpful Hints (PDF)
CURewards® Disclosure and Agreement (PDF)

*,**WCCU Business Platinum VISA® Credit Card Cardholder Disclosure and Agreement (PDF)
WCCU Business Platinum VISA® Credit Card Printable Application (PDF)

Credit Card Surcharge Notice (PDF)

Credit Card Surcharge FAQ (PDF)

Rewards VISA® Low Rate VISA® Secured VISA®

WCCU’s Rewards Platinum VISA® Credit Card allows you to earn excellent rewards such as airline travel and merchandise for each purchase you make.

Learn More

WCCU’s Low Rate VISA® Credit Card offers you a great low rate! Take advantage of our easy balance transfer option to consolidate your debt and save money!

Learn More

WCCU’s Secured Platinum VISA® Credit Card offers you a great opportunity to take control of your finances and build or repair your credit.

Learn More

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