Business Lines of Credit

Apply for a Loan
Apply for a Loan

Particularly well-suited for businesses with seasonal cash flow needs. The line of credit is pre-authorized and can be accessed on an as-needed basis.

• From $25,000 for working capital needs.

Speak to our expert:

Barry W. Dunn
Small Business Lending Officer
(401) 596-7000 x 2136
bdunn@westerlyccu.com - please note, email is not secure.

We also offer these great products and services to fit your Business' needs: Free Business Advertising • Free Business Checking • Business Savings & Money Market Accounts • Merchant Card & Business Payroll Services • and more.

Real Estate Financing

Apply for a Loan
Apply for a Loan

Mortgage loans provide financing for the purchase or refinance of an investment property.

• Commercial real estate purchases/refinances
• Investments properties - office building, multi-family and mixed use

Speak to our expert:

Barry W. Dunn
Small Business Lending Officer
(401) 596-7000 x 2136
bdunn@westerlyccu.com - please note, email is not secure.

We also offer these great products and services to fit your Business' needs: Free Business Advertising • Free Business Checking • Business Savings & Money Market Accounts • Merchant Card & Business Payroll Services • and more.

SBA Loans

As a participating Small Business Administration (SBA) lender, we can help eligible businesses find the right program to fit your their needs.

• Express
• Patriot Express - active duty & veterans
• Export Express
• 7A
• 504

SBA - U.S. Small Business Administration
Your Small Business Resource

• Click here for programs and services to help you start, grow and succeed.
• Click here for an online video series offering tools and strategies to help small business owners.

Speak to our expert:

Barry W. Dunn
Small Business Lending Officer
(401) 596-7000 x 2136
bdunn@westerlyccu.com - please note, email is not secure.

We also offer these great products and services to fit your Business' needs: Free Business Advertising • Free Business Checking • Business Savings & Money Market Accounts • Merchant Card & Business Payroll Services • and more.

Business Platinum VISA^® Credit Card

Apply Now   Balance Transfer Form
Apply Now    Balance Transfer Form

WCCU’s Business Platinum VISA® Credit Card offers you a great low rate and allows you to earn excellent rewards with the flexible terms you need to run a successful business.

• 0.00% introductory APR* for new cardholders on purchases and balance transfers for first fifteen months
• Currently at a low rate of 10.15% variable APR* for cash advances
• Earn 1 point for every dollar you spend
• Earn 2 points for every dollar you spend when purchases are made in Washington County, RI and New London County, CT
• Earn Rewards points for purchases which can be redeemed for cash back, airline travel or merchandise available through CURewards^® Mall
• Credit lines from $500 to $50,000

The Cash Back option allows you to:

• Pay your WCCU credit card bill
• Transfer it into a WCCU deposit account
• Donate it to one of the following charities: March of Dimes, Special Olympics, American Red Cross, United Way or American Cancer Society

WCCU Business Platinum VISA® Credit Card Benefits:

• No Annual Fee*
• Low Interest Rate
• Easy Balance Transfers
• 24 Hour ATM Access for Cash Advances
• Accepted Worldwide
• Emergency Card Replacement
• 24 Hour Member Service

Card Payment Options:

• eBanking
• Automatic Transfer
• Telephone
• In Branch

Download our Free eBanking App today!

CURewards® Helpful Hints (PDF)
CURewards® Disclosure and Agreement (PDF)

*,**WCCU Business Platinum VISA® Credit Card Cardholder Disclosure and Agreement (PDF)
WCCU Business Platinum VISA® Credit Card Printable Application (PDF)

Credit Card Surcharge Notice (PDF)
Credit Card Surcharge FAQ (PDF)