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Commercial Lending

 

Express Business Loans

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Apply for a Loan

Our Express Business Loans can provide the funding you need, FAST! Fund equipment purchases, grow your business, or refinance your business debt saving you money. Take advantage of our local decisions and quick financing options for your business! 

  • Funding in as little as 3 days
  • No Minimum Financing Requirement
  • Borrow up to $50,000 
  • Fixed rate up to 8 years

Term Loans

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Apply for a Loan

A term loan is a flexible way to cover a wide range of borrowing needs.

  • No Minimum Financing Requirement
  • Loan Amounts up to $250,000
  • Fixed rate up to 8 years
  • Equipment Loans
  • Vehicle Loans
  • Permanent Working Capital

Speak to our expert:

Barry W. Dunn
Small Business Lending Officer
(401) 596-7000 x 2136
bdunn@westerlyccu.com - please note, email is not secure.

We also offer these great products and services to fit your Business' needs: Free Business Advertising • Free Business Checking • Business Savings & Money Market Accounts • Merchant Card & Business Payroll Services • and more.

Business Lines of Credit

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Apply for a Loan

Particularly well-suited for businesses with seasonal cash flow needs. The line of credit is pre-authorized and can be accessed on an as-needed basis.

  • From $25,000 for working capital needs.

Speak to our expert:

Barry W. Dunn
Small Business Lending Officer
(401) 596-7000 x 2136
bdunn@westerlyccu.com - please note, email is not secure.

We also offer these great products and services to fit your Business' needs: Free Business Advertising • Free Business Checking • Business Savings & Money Market Accounts • Merchant Card & Business Payroll Services • and more.

Real Estate Financing

Apply for a Loan
Apply for a Loan

Mortgage loans provide financing for the purchase or refinance of an investment property.

  • Commercial real estate purchases/refinances
  • Investments properties - office building, multi-family and mixed use

Speak to our expert:

Barry W. Dunn
Small Business Lending Officer
(401) 596-7000 x 2136
bdunn@westerlyccu.com - please note, email is not secure.

We also offer these great products and services to fit your Business' needs: Free Business Advertising • Free Business Checking • Business Savings & Money Market Accounts • Merchant Card & Business Payroll Services • and more.

SBA Loans

As a participating Small Business Administration (SBA) lender, we can help eligible businesses find the right program to fit your their needs.

  • Express
  • Patriot Express - active duty & veterans
  • Export Express
  • 7A
  • 504

SBA - U.S. Small Business Administration
Your Small Business Resource

  • Click here for programs and services to help you start, grow and succeed.
  • Click here for an online video series offering tools and strategies to help small business owners.

Speak to our expert:

Barry W. Dunn
Small Business Lending Officer
(401) 596-7000 x 2136
bdunn@westerlyccu.com - please note, email is not secure.

We also offer these great products and services to fit your Business' needs: Free Business Advertising • Free Business Checking • Business Savings & Money Market Accounts • Merchant Card & Business Payroll Services • and more.

Business Platinum VISA® Credit Card

 

Business Platinum VISA

Apply Now   Balance Transfer Form
Apply Now    Balance Transfer Form

WCCU’s Business Platinum VISA® Credit Card offers you a great low rate and allows you to earn excellent rewards with the flexible terms you need to run a successful business.

  • 0.00% introductory APR* for new cardholders on purchases and balance transfers for first fifteen months
  • Currently at a low rate of 10.15% variable APR* for cash advances
  • Earn 1 point for every dollar you spend
  • Earn 2 points for every dollar you spend when purchases are made in Washington County, RI and New London County, CT
  • Earn Rewards points for purchases which can be redeemed for cash back, airline travel or merchandise available through CURewards® Mall
  • Credit lines from $500 to $50,000

The Cash Back option allows you to:

  • Pay your WCCU credit card bill
  • Transfer it into a WCCU deposit account
  • Donate it to one of the following charities: March of Dimes, Special Olympics, American Red Cross, United Way or American Cancer Society

WCCU Business Platinum VISA® Credit Card Benefits:

  • No Annual Fee*
  • Low Interest Rate
  • Easy Balance Transfers
  • 24 Hour ATM Access for Cash Advances
  • Accepted Worldwide
  • Emergency Card Replacement
  • 24 Hour Member Service

Card Payment Options:

Download our Free eBanking App today!


CURewards® Helpful Hints (PDF)
CURewards® Disclosure and Agreement (PDF)

*,**WCCU Business Platinum VISA® Credit Card Cardholder Disclosure and Agreement (PDF)
WCCU Business Platinum VISA® Credit Card Printable Application (PDF)

Credit Card Surcharge Notice (PDF)

Credit Card Surcharge FAQ (PDF)

Rewards VISA® Low Rate VISA® Secured VISA®

WCCU’s Rewards Platinum VISA® Credit Card allows you to earn excellent rewards such as airline travel and merchandise for each purchase you make.

Learn More

WCCU’s Low Rate VISA® Credit Card offers you a great low rate! Take advantage of our easy balance transfer option to consolidate your debt and save money!

Learn More

WCCU’s Secured Platinum VISA® Credit Card offers you a great opportunity to take control of your finances and build or repair your credit.

Learn More

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