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Personal Loans & Lines

Pay for your next project or tackle your next challenge.

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Friendly rates mean affordable payments

A personal loan can come in handy when the bills stack up, the car breaks down or home remodeling is on the agenda. At WCCU, we keep the rates low and the application process fast and easy.
Personal Loans
This can be used for anything from major purchases to debt consolidation or any other expense that comes up.
Personal Lines of Credit
Have the security and flexibility of knowing you can access your funds at anytime you have a need.
Home Improvement Loans
From the front porch to the rooftop, you can get the funds needed to take on all your home repair and remodeling projects. 
*Annual Percentage Rate (APR) is subject to change without notice. APR will vary between 9.99% - 20.74% based on term and credit worthiness. Monthly payments per $1000 borrowed at the current 60 month rate of 9.99% APR would be $21.25. Rate shown is for members with an “A” credit score of 720 or above and reflect a 0.75% point interest rate reduction for automatic loan payments deducted from a WCCU Checking Account which must be scheduled at the time of loan closing. If the above requirements are not met, discount will not be applied. Payments do not reflect any additional cost for Payment Protection. Other rates and terms are available. 
WCCU helped my wife and I pay off our mortgage. We have been mortgage-free for over a year now and have gained financial freedom.
David I. of Charlestown
We joined right after WCCU opened. Needed a loan to pay off some bills. Everyone is so helpful and always has a smile for you. Always made me feel like part of the family. For me...the WCCU is the only place to bank! Thank you so much for such great service over the many years!
Gerry M. of Westerly
We joined the WCCU many years ago because we really got tired of the big banks with their big fees and lack of community. We stayed because they treated us like we mattered. They valued their members by offering great rates on mortgages and HEQ loans. When my husband became ill, they worked with us until we could get back on our feet. Only small hometown banks offer this type of service.
Deanna C. of Westerly

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Free Credit Report Review

We can help you reach your financial goals. Start with a Free Credit Report Review at WCCU.