Personal Lines of Credit

Tap into funds anytime you need it!

Apply Now View Rates

Borrow up to $50,000
No minimum borrowing amount
Access line anytime

Borrow up to $50,000

No minimum borrowing amount

Access line anytime

A place to turn when things get a little tight

For the most part, your finances are on solid footing. But in a flash, repair costs, medical bills, or other unexpected expenses can leave you skating on thin ice. With a WCCU Personal Line of Credit, you can access the money you need at just the right moment to relieve financial pressure or make a special purchase.

Access as often as you wish
Borrow up to $50,000
No minimum borrowing amount
Access funds quickly via eBanking, check, phone or in any WCCU branch
Interest charged only on amount drawn

Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond, Wakefield, and Coventry.

Click, Compare, Save

See how much you could save just by refinancing and moving your loans to WCCU.

Get Started

WCCU helped my wife and I pay off our mortgage. We have been mortgage-free for over a year now and have gained financial freedom.

David I. of Charlestown

We joined right after WCCU opened. Needed a loan to pay off some bills. Everyone is so helpful and always has a smile for you. Always made me feel like part of the family. For me...the WCCU is the only place to bank! Thank you so much for such great service over the many years!

Gerry M. of Westerly

We joined the WCCU many years ago because we really got tired of the big banks with their big fees and lack of community. We stayed because they treated us like we mattered. They valued their members by offering great rates on mortgages and HEQ loans. When my husband became ill, they worked with us until we could get back on our feet. Only small hometown banks offer this type of service.

Deanna C. of Westerly

Personal Lines of Credit

A place to turn when things get a little tight

Helpful Resources

Make the most of your money