Credit Card Balance Transfers

Transfer balances from higher interest cards to your WCCU Visa.

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Consolidate your card balances
Save on interest charges
Request a higher credit limit

Consolidate your card balances

Save on interest charges

Request a higher credit limit

Take advantage of our low Visa card rates

Higher interest credit cards are no bargain. Any convenience is outweighed by the extra money they cost you on a monthly basis.

By completing the secure online form below, you can transfer outstanding balances from cards issued by other financial institutions to your WCCU Visa. You can also use this form to ask for higher credit limits on your WCCU cards.

Card type you wish to transfer the balances to

Low Rate Platinum Rewards Platinum Business Platinum Request Credit Limit Increase

Card type you wish to transfer the balances to is a required field.

Member #

Member # is a required field.

Last Name

Last Name is a required field.

First Name

First Name is a required field.

Middle Name

Date of Birth

Date of Birth is a required field.

Address

Address is a required field.

City

City is a required field.

State

State is a required field.

ZIP Code

ZIP Code is a required field.
Please enter a valid ZIP code.

Phone

Phone is a required field.
Please enter a valid phone number.

Email is a required field.
Please enter a valid email address.

What is the best way to contact you?

Email Phone

What is the best way to contact you? is a required field.

Credit Line Increase Amount Requested

Card Issuer

Pay Off Amount

Payment Address

City

State

ZIP Code

Please enter a valid ZIP code.

Account #

Card Issuer

Pay Off Amount

Payment Address

City

State

ZIP Code

Please enter a valid ZIP code.

Account #

Card Issuer

Pay Off Amount

Payment Address

City

State

ZIP Code

Please enter a valid ZIP code.

Account #

Optional Comments Box

Balance transfers may take 2-4 weeks to process. You may need to make interim payments on these credit card accounts. Balance transfers from another WCCU loan or credit card are not permitted. For complete Credit Card Cardholder Disclosures and Agreements, please click here.

By clicking submit, you authorize us to check financial information data, which may include the Credit Union obtaining a credit report or credit score from any consumer reporting agency to verify your eligibility for any accounts and services we offer or you may request. After submitting this form, you will be contacted within 24 business hours by a Financial Services Representative. Questions? Please contact us today!

reCAPTCHA

reCAPTCHA is a required field.

I hereby authorize WCCU to debit my WCCU Platinum VISA Credit Card with the amount(s) listed below, and pay each such amount to the card issuer(s) as indicated. If the total amount(s) to be paid exceed(s) the approval credit line, these amount(s) are to be paid in the order listed.

Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond, Wakefield, and Coventry.

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WCCU helped my wife and I pay off our mortgage. We have been mortgage-free for over a year now and have gained financial freedom.

David I. of Charlestown

We joined right after WCCU opened. Needed a loan to pay off some bills. Everyone is so helpful and always has a smile for you. Always made me feel like part of the family. For me...the WCCU is the only place to bank! Thank you so much for such great service over the many years!

Gerry M. of Westerly

We joined the WCCU many years ago because we really got tired of the big banks with their big fees and lack of community. We stayed because they treated us like we mattered. They valued their members by offering great rates on mortgages and HEQ loans. When my husband became ill, they worked with us until we could get back on our feet. Only small hometown banks offer this type of service.

Deanna C. of Westerly

Credit Card Balance Transfers

Take advantage of our low Visa card rates

Helpful Resources

Free Credit Report Review