A spending account that allows your child to learn how to use their money safely!
Confidence starts here. Help your child take the next step toward financial independence with a checking account designed just for them. With no fees, no overdrafts, and all the tools they need to learn how to manage their money in the real world.
- For ages 10-171
- $10 deposit to open
- No monthly service charges
- No minimum balance requirements
- No overdraft fees
- Free ATM/Debit card
- Access to a network of surcharge-free ATMs
- Free eBanking & mobile access2
- Apple, Google & Samsung Pay mobile wallet access
Plus, you gain access to the following eBanking features:
- Security, debit & transaction alerts
- Remote Deposit checks from anywhere, anytime
- Ability to setup direct deposit or ACH transfers
- Member to member & account to account transfers
- Ability to pause or cancel your child’s debit card
- Create savings goals & more!
Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond, Wakefield, and Coventry.

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Helpful Resources

Check out WCCU's Financial Education Center
Knowledge is power. Learn smart money tips to help you save, spend and plan.