Dealer vs. Credit Union Financing Calculator

Weigh your options

Compare financing between WCCU and low-interest dealer financing. Your best bet could be to take the dealer rebate, usually not available when you choose low-interest dealer financing, and combine with WCCU financing. This strategy can produce a lower initial loan balance, and in many cases, a lower monthly payment. The best option depends on the price of the vehicle, the size of the rebate and the interest rates available for financing.


Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, Richmond and Wakefield.

We offer competitive rates to help you financially succeed.


See how much you could save just by refinancing and moving your loans to WCCU.