Cashback Checking Account

Reward yourself with cashback for everyday purchases.

  • Early Direct Deposit
  • No Monthly Fees
  • No Minimum Balance Requirements
Early Direct Deposit
No Monthly Fees
No Minimum Balance Requirements

Turn everyday moments into cashback

Whether you're shopping for groceries, dining out with friends, or fueling up your car, every transactions become a chance to earn with our Cashback Checking Account.

  • Earn 3% APY* on everyday transactions**
  • Early direct deposit**
  • No minimum balance requirements
  • No monthly service fees
  • Access to a network of surcharge-free ATMs
  • Free Debit Mastercard for faster purchases
  • Free eBanking with Bill Pay, Bank to Bank transfers, Remote Check Deposit and more
  • Free mobile app
  • Free eStatements and eAlerts keep you up to date with account activity
How to Earn Cashback
  • Enroll in eBanking and direct deposit
  • Activate a debit card and eStatements
  • Make qualifying transactions**

*Annual Percentage Yield (APY) is effective as of  and subject to change without notice. To open the account, members must deposit $10, enroll in ebanking and direct deposit, and activate eStatements and a debit card. Cashback is earned only on PIN or signature based transactions of up to $333 per month with maximum earnings of $10 per month paid at the end of each statement cycle. **ATM transactions, money order purchases and peer to peer payments are not eligible for cash back rewards. Direct deposit is available up to 1 business day early dependent on the timing of our receipt of the direct deposit instructions.


Westerly Community Credit Union is a full-service credit union with Rhode Island branches in Westerly, RichmondWakefield, and Coventry.

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