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About Westerly Community Credit Union

Westerly Community Credit Union is a full service financial institution offering an array of products and services from checking, savings and investment services, to car loans and home mortgages.


Why Join?
WCCU is different than other financial institutions. Of course we offer:
Great Customer Service • Better Rates • Shorter Lines • Lower Fees • Etc.
There is more to us than that!

At WCCU, We Care!
We care about you, your financial needs, and our local communities. We will always have your best interest at heart! In addition to supporting our members, we are proud to support our local communities!

Last year we donated over $140,000 to our local communities. 
Click here to see some of the ways we care!

Become a part of WCCU today!
Become a part of WCCU today!
Being a WCCU Member has its benefits!
Click here to check out all of the coupons that are available to you as a WCCU member!

Membership is available to anyone who lives or works in RI & New London County, CT and maintains a minimum balance of $5 in any deposit account (Holiday Club Accounts do not qualify).

At WCCU we care about:
You • Your Financial Needs • Our Local Communities
It is who we are!

We are an organization that always has our members best interests at heart! Each member has a different definition of financial success, and we work hard helping them reach their individual goals. We love making a difference in our members' lives as well as in the towns that they call home. We are proud to provide donations, sponsorships and capital contributions to help strengthen our local communities!

Here are some of the ways we are showing our commitment:
Q1 2020 Donations 
2019 Donations • 
2018 Donations • 
2017 Donations • 
2016 Donations

Click here to check out WCCU in the News to see how else we are showing our commitment.

Have a donation request?
Please forward your request in writing to: Westerly Community Credit Union
Attn. Donations Committee, 4979 Tower Hill Rd., Wakefield, RI 02879

History of Westerly Community Credit Union

Who are we?
Started in 1948, Westerly Community Credit Union (WCCU) has grown to a $323 million financial institution with over 19,600 members. Our members are served by 65 employees via 4 branches in RI; 2 in Westerly, 1 in Richmond, and 1 in Wakefield. 

Westerly Community Credit Union is guided by a board of 10 member elected directors who serve three-year terms and represent the voice of all members between Annual Meetings.

Westerly Community Credit Union was awarded #1 Best Bank in the Westerly Sun’s 2017-2018-2019 and top 3 in 2020 Readers’ Choice Awards, Best Employer (2018) and "Spreadin' the Love" (2019 & 2020) community service awards by the Southern RI Chamber of Commerce Chamber Choice Awards, as well as PBN Providence Business News Best Places to Work 2018-2019.

How do we help our members achieve financial success? 
By offering a full line of deposit & lending products at competitive rates with low-to-no fees. This includes a multitude of mortgage products and the best in high tech online services, such as: online mortgage & loan applications, Free eBanking with free bill pay, remote check deposit, eStatements, Bank to bank transfers, etc. We are also proud of our free, unique program called Take the Challenge that helps identify your financial goals, reviews your credit report, and starts a plan to help you reach those goals. 
Community involvement is, and always will be, a strong focus of WCCU. Last year WCCU donated to over 150 local organizations, charities, and events. WCCU also supports local schools largely through our annual Basketball Tournament (solely sponsored since 1984), Teacher Grant Program, and financial literacy programs: Money Mammals Kids Club, CU4Reality Financial Literacy Fairs, and the Everfi and Cemark Online Financial Literacy Program (high schools). 

Membership is available to anyone who lives or works in RI & New London County, CT and maintains a minimum balance of $5 in any deposit account (Holiday Club Accounts do not qualify). The Money Mammals Saving Money Is Fun Kids Club ©2015 Snigglezoo Entertainment. All Rights Reserved.

Westerly Community Credit Union Mission & Service Pledge

The mission of the Westerly Community Credit Union is to provide the best possible service to our members while maintaining longterm financial stability.

We will help our members achieve financial success.


  • I promise to make it easy to do business with us.
  • I promise to identify your needs and suggest a ­solution that will improve your financial life.


Your Senior Staff

  • President and CEO - Stephen White
  • Executive Vice President & CFO - Robert Falso
  • Vice President of Financial Services - Mary Ellen Buckley
  • Vice President of Lending - Robert Boucher
  • Vice President of Marketing - Meg Sisco
  • Vice President of Operations - Andrew Rogers

Your Board of Directors


  • Chairperson - Pete S. Stefanski
  • Vice Chairperson - Steven W. Scales
  • Treasurer - Robert J. Delaney
  • Secretary - William A. Quirk
  • Director - Sheilia Terranova-Beattie
  • Director - Scott J. Harold
  • Director - Stephen J. Iacoi
  • Director - Paul J. Marsiglio
  • Director - Joseph L. Ritacco
  • Director - Dawn M. Smith

Supervisory Committee:

  • Member - Paul Gencarella Jr.
  • Member - Kristin A. Martino
  • Member - Danny M. Nesmith
  • Member - Nicholas J. Stahl

Credit Committee:

  • Chairperson - Robert J. Boucher
  • Member - Kevin Gervasini
  • Member - James Maloney
  • Member - Richard Smith
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