Westerly Community Credit Union Go to main content

About Westerly Community Credit Union

Westerly Community Credit Union is a full service financial institution offering an array of products and services from checking, savings and investment services, to car loans and home mortgages.


Why Join?
WCCU is different than other financial institutions. Of course we offer:
Great Customer Service • Better Rates • Shorter Lines • Lower Fees • Etc.
There is more to us than that!

At WCCU, We Care!
We care about you, your financial needs, and our local communities. We will always have your best interest at heart! In addition to supporting our members, we are proud to support our local communities!

Click here to see some of the ways we care!

Become a part of WCCU today!Become a part of WCCU today!
Being a WCCU Member has its benefits! 
Click here to check out all of the coupons that are available to you as a WCCU member!

Membership is available to anyone who lives or works in RI & New London County, CT and maintains a minimum balance of $5 in any deposit account (Holiday Club Accounts do not qualify).

WCCU CaresAt WCCU we care about:
You • Your Financial Needs • Our Local Communities

We are an organization that always has our members best interests at heart! Each member has a different definition of financial success, and we work hard to help them reach their individual goals. We love making a difference in our members' lives as well as in the towns that they call home. We are proud to provide donations, sponsorships and capital contributions to help strengthen our local communities!

Here are some of the ways we are showing our commitment:

WCCU Cares: Ways we are showing our commitment

We proudly supported the following organizations in 2020:

Alzheimer’s Association
American Cancer Society
American Heart Association
American Parkinsons Disease Association of RI
Arthritis Foundation
Babcock Smith House & Museum
Broad Rock Middle School
Chariho High School Sports Boosters
Chariho Lions Club
Chariho Rotary
Children’s Miracle Network
Chorus of Westerly
Colonial Theatre
Community 2000 Education Foundation
Domestic Violence Resource Center South County
Fastpitch Nation
Girls on the Run
Hasbro Children’s Hospital
Invisible Wounds – Veterans & Families
Jonnycake Center of Hope
Jonnycake Center of Hope – COVID-19 Relief
Jonnycake Center of Westerly
Jonnycake Center of Westerly – COVID-19 Relief
Living Supplies Closet – COVID-19 Relief
Maddie Potts Foundation
Minis Making a Difference
Misquamicut Business Association
Multiple Sclerosis Walk
NEARI Childrens Fund
New Hope Chapel Food Pantry
North Stonington Education Foundation
Ocean Community Chamber – COVID-19 Relief
Ocean Community YMCA
Ocean Community YMCA – Schools Out Program
PACE Adult Day Center of Westerly
Pawcatuck Neighborhood Center
Pawcatuck Neighborhood Center – COVID-19 Relief 
Pawcatuck Neighborhood Center – Annual Fund
Rhode Island Center Helping Those In Need
Rhode Island Center Helping Those In Need – COVID-19 Relief
Rhode Island Food Bank
RI Credit Union's High School Basketball Tournament
RI Food Bank
RI Higher Education
South County Arts Association
South County Health – COVID-19 Relief
South Kingstown High School Sports Boosters
South Kingstown Land Trust
South Kingstown Wellness
Special Olympics of Rhode Island
St. Vincent DePaul Society
St. Vincent DePaul Society – COVID-19 Relief
Stand up for Animals
Stonington High School Graduation Party
Stonington High School Sports Boosters
The Prout School
United Theatre Capital Campaign
WARM Center
WARM Center – COVID-19 Relief
Westerly Area Youth Lacrosse
Westerly Boy Scouts Troops
Westerly Girls Softball League
Westerly High School Athletic Hall of Fame
Westerly High School Sports Boosters
Westerly High School Theatre
Westerly Hospital – COVID-19 Relief
Westerly Industrial League
Westerly Land Trust
Westerly Library & Wilcox Park
Westerly Lions Club
Westerly National Little League
Westerly Pee Wee Football
Westerly Revolving Fund
Westerly Rotary Club
Winnapaug Country Club


Click here to check out WCCU in the News 
to see other ways we are showing our commitment

Have a donation request?
Please forward your request in writing to: Westerly Community Credit Union
Attn. Donations Committee, 4979 Tower Hill Rd., Wakefield, RI 02879

History of Westerly Community Credit Union

Who are we?
Started in 1948, Westerly Community Credit Union (WCCU) has grown to a $323 million financial institution with over 19,600 members. Our members are served by 65 employees via 4 branches in RI; 2 in Westerly, 1 in Richmond, and 1 in Wakefield. 

Westerly Community Credit Union is guided by a board of 10 member elected directors who serve three-year terms and represent the voice of all members between Annual Meetings.

Westerly Community Credit Union was awarded #1 Best Bank in the Westerly Sun’s 2017-2018-2019 and top 3 in 2020 Readers’ Choice Awards, Best Employer (2018) and "Spreadin' the Love" (2019 & 2020) community service awards by the Southern RI Chamber of Commerce Chamber Choice Awards, as well as PBN Providence Business News Best Places to Work 2018-2019.

How do we help our members achieve financial success? 
By offering a full line of deposit & lending products at competitive rates with low-to-no fees. This includes a multitude of mortgage products and the best in high tech online services, such as: online mortgage & loan applications, Free eBanking with free bill pay, remote check deposit, eStatements, Bank to bank transfers, etc. We are also proud of our free, unique program called Take the Challenge that helps identify your financial goals, reviews your credit report, and starts a plan to help you reach those goals. 
Community involvement is, and always will be, a strong focus of WCCU. Last year WCCU donated to over 150 local organizations, charities, and events. WCCU also supports local schools largely through our annual Basketball Tournament (solely sponsored since 1984), Teacher Grant Program, and financial literacy programs: Money Mammals Kids Club, CU4Reality Financial Literacy Fairs, and the Everfi and Cemark Online Financial Literacy Program (high schools). 

Membership is available to anyone who lives or works in RI & New London County, CT and maintains a minimum balance of $5 in any deposit account (Holiday Club Accounts do not qualify). The Money Mammals Saving Money Is Fun Kids Club ©2015 Snigglezoo Entertainment. All Rights Reserved.

Westerly Community Credit Union Mission & Service Pledge

The mission of the Westerly Community Credit Union is to provide the best possible service to our members while maintaining longterm financial stability.

We will help our members achieve financial success.


  • I promise to make it easy to do business with us.
  • I promise to identify your needs and suggest a ­solution that will improve your financial life.


Your Senior Staff

  • President and CEO - Stephen White
  • Chief Financial Officer and Executive Vice President of Administration - Robert Falso
  • Chief Marketing Officer and Senior Vice President of Retail Experience - Meg Sisco
  • Chief Operations Officer and Senior Vice President of Operations - Andrew Rogers
  • Vice President of Financial Services - Mary Ellen Buckley
  • Vice President of Lending - Robert Boucher

Your Board of Directors


  • Chairperson - Pete S. Stefanski
  • Vice Chairperson - Steven W. Scales
  • Treasurer - Robert J. Delaney
  • Secretary - William A. Quirk
  • Director - Sheilia Terranova-Beattie
  • Director - Scott J. Harold
  • Director - Stephen J. Iacoi
  • Director - Paul J. Marsiglio
  • Director - Joseph L. Ritacco
  • Director - Dawn M. Smith

Supervisory Committee:

  • Chairperson - Paul Gencarella Jr.
  • Secretary - Nicholas J. Stahl
  • Member - Kristin A. Martino
  • Member - Danny M. Nesmith

Credit Committee:

  • Chairperson - Robert J. Boucher
  • Member - Mary Ellen Buckley
  • Member - Kevin Gervasini
  • Member - Andrew Rogers
  • Member - Richard Smith
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